245 W 20th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 245 W 20th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1956
Lot Size	0.12 acres (5,238 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Aug 2003)
Tax Bill	$3,919 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-190-230-000`

Property Details

APN / Parcel Number

Primary APN	`233-190-230-000`
Alternative APN	`233-190-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	5,238 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	233-190-23
Street Address	245 W 20TH ST
City	TRACY
State	CA
Zip	95376-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 411 LOT 23
Legal Subdivision	PARKER GARDENS 02
Legal Tract	411
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1006
Census Tract	5303

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 W 20TH ST, TRACY, CA 95376-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Feb 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Oct 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2003 · Amount on Record
Deed Sale	Aug 7, 2003 · Amount on Record
Prior Sale	May 2, 1995 · Amount on Record
Deed Document Number	2003177364
Last Transfer Date	Jan 24, 2019
Transfer Doc	0000011165
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	245 W 20TH ST, TRACY, CA 95376-2619
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 20TH ST, TRACY, CA 95376-2619

Mortgage

Document Number	0000092716
Date	May 27, 2021
Instrument	2021-092716

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	245 W 20TH ST, TRACY, CA 95376-2619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141582
Date	Dec 6, 2019
Instrument	2019-141582

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 1, 2019
Property Address	245 W 20TH ST, TRACY, CA 95376-2619
Document Number	0000011165
Map Reference	VOL 14 PG 66
Instrument Date	Jan 24, 2019
Instrument	2019-011165
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 20TH ST, TRACY, CA 95376-2619

Mortgage

Document Number	0000011166
Date	Feb 1, 2019
Instrument	2019-011166

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 5, 2018
Property Address	245 W 20TH ST, TRACY, CA 95376-2619
Document Number	0000111423
Instrument Date	Sep 4, 2018
Instrument	111423
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W 20TH ST TRACY CA 953762619, TRACY, CA 95376-2619

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,919.00 (-0.03%)
2025	$3,920.00 (+10.24%)	$339,789 (+4.04%) Land $100,940 Building $238,849
2023	$3,556.00 (+2.07%)	$326,596 Land $97,021 Building $229,575	$437,490
2022	$3,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, T-Mobile.

Nearby Properties on W 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures