St. Johns County property record for 245 Vista Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,236 sqft · built 1995 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,811 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 175801-0330 |
| Primary APN | 175801-0330 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 1,714 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 160 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 627 sqft |
| Deck Area | 245 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 VISTA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 27/81-83 SEAGATE PHASE III UNIT 2 LOT 33 OR1092/1714 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | SEAGATE PHASE III UNIT 2 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21404 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 VISTA CT, ST AUGUSTINE, FL 32080-6427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 VISTA CT, SAINT AUGUSTINE, FL 32080-6427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 245 VISTA CT, ST AUGUSTINE, FL 32080-6427 |
| Document Number | 0059021533 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 5902/1533 |
| Instrument | 2024012715 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,012 (+2.7%) | $516,416 (-8.58%) Land $140,000 Building $376,416 | |
| 2025 | $3,811.00 (+12.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $300,888 (+2.9%) | $564,898 (+0.7%) Land $140,000 Building $424,898 |
| 2024 | $3,377.00 (+2.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $292,408 (+3%) | $560,969 (+8.2%) Land $132,000 Building $428,969 |
| 2023 | $3,308.00 (+3.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $283,891 (+3%) | $518,438 (+2.36%) Land $132,000 Building $386,438 |
| 2022 | $3,209.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $275,622 | $506,508 Land $128,800 Building $377,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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