245 Virginia Ave, Hancock, MD 21750 Property Records

Washington County property record for 245 Virginia Ave, Hancock, MD 21750 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 600 sqft · built 2017
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2026)
Tax Bill	$1,039 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-013429`

Property Details

APN / Parcel Number

Primary APN	`05-013429`
Alternative APN	`013429`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	013429
Street Address	245 VIRGINIA AVE
City	HANCOCK
State	MD
Zip	21750-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 92X150 0.32 ACR 245 VIRGINIA AVE
Legal Subdivision	ENTIRELY IN ELECTION DISTRCCT NO 5
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	4
Census Block	4005
Census Tract	10700

Owner

Source: Washington County records · APN 05-013429

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Mar 10, 2021	Deed, Transfer · Commercial Mortgage MARYLAND DEPT OF HOUSING & COMMUNIT
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Feb 28, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Book / Page	7850 / 60
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 29, 2026
Property Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033
Document Number	0078500060
Book / Page	7850 / 60
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12583 LICKING CREEK CT, MERCERSBURG, PA 17236-8748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033

Mortgage

Document Number	0000785065
Date	Jan 29, 2026
Instrument	7850/65

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 10, 2021
Property Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033
Document Number	0065430334
Book / Page	6543 / 334
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 OAKTREE LNK, 12, WILLIAMSPORT, MD 21795

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033

Mortgage

Document Number	0006543365
Date	Mar 10, 2021
Instrument	6543/365

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNIT
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0065430340
Date	Mar 10, 2021
Book Page	6543/340

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033
Document Number	0060590022
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	SECURITY AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 VIRGINIA AVE HANCOCK MD 217501033, HANCOCK, MD 21750-1033

Mortgage

Document Number	0060590022
Date	Sep 05, 2019
Book Page	006059/000022

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	245 VIRGINIA AVE, HANCOCK, MD 21750-1033
Document Number	0057030175
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	NEIGHBORHOOD SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 VIRGINIA AVE HANCOCK MD 217501033, HANCOCK, MD 21750-1033

Mortgage

Document Number	0057030175
Date	Mar 08, 2018
Book Page	005703/000175

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2048

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,200 (+11.55%) Land $28,600 Building $98,600	$127,200 (-) Land $28,600 Building $98,600
2025	$1,039.00 (+29.55%)	$114,033 (+30.03%)	$127,200 (+45.04%) Land $28,600 Building $98,600
2023	$802.00	$87,700 Land $28,600 Building $59,100	$87,700 Land $28,600 Building $59,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Upward Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures