Lorain County property record for 245 Vassar Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,305 sqft · built 1960 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,900 (Dec 2025) |
| Tax Bill | $5,351 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-004-107-033 |
| Primary APN | 06-25-004-107-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,305 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 2,305 sqft |
| Basement Area | 2,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 129 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 245 VASSAR AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAS MEYER 1 100 X 129.22 |
| Legal Subdivision | PLAS MEYER 1 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 19 & |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 71100 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 VASSAR AVE, ELYRIA, OH 44035-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional with PMI FIRST CMNWLT BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Document Number | 202577652 |
| Prior Transfer Date | Jun 3, 2015 |
| Prior Transfer Doc | 0000546931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 245 VASSAR AVE, ELYRIA, OH 44035-7107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000891449 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-0891449 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 4, 2025 |
| Property Address | 245 VASSAR AVE, ELYRIA, OH 44035-7107 |
| Document Number | 0000077652 |
| Map Reference | VOL 21 PG 17 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025-0077652 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 VASSAR AVE, ELYRIA, OH 44035-7107 |
| Document Number | 0000077653 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 2025-0077653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2020 |
| Property Address | 245 VASSAR AVE, ELYRIA, OH 44035-7107 |
| Document Number | 0000774598 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 774598 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 VASSAR AVE ELYRIA OH 440357107, ELYRIA, OH 44035-7107 |
| Document Number | 774599 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 774599 |
| Name | FIRST CMNWLT BK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,351.00 Homeowner's exemption | $113,620 (%) Land $16,090 Building $97,530 | $324,630 (-) Land $45,970 Building $278,660 |
| 2024 | $5,351.00 (+25.64%) | $113,621 (+45.35%) Land $16,090 Building $97,531 | $324,630 (+45.35%) Land $45,970 Building $278,660 |
| 2023 | $4,259.00 (+0.35%) | $78,173 (+%) Land $14,032 Building $64,141 | $223,350 (-) Land $40,090 Building $183,260 |
| 2022 | $4,244.00 | $78,170 Land $14,030 Building $64,140 | |
| 2021 | $223,350 Land $40,090 Building $183,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jul 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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