Washington County property record for 245 Valley Circle Dr, Charleroi, PA 15022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1975 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Jun 2019) |
| Tax Bill | $3,176 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-027-00-04-0005-00 |
| Primary APN | 610-027-00-04-0005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Basement Area | 330 sqft |
| Finished Basement | 330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Basement |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 245 VALLEY CIRCLE DR |
|---|---|
| City | CHARLEROI |
| State | PA |
| Zip | 15022-1059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 79 HSE S/L FR |
| Legal Subdivision | CHARMEL MANOR PLAT NO 2 |
| Legal Lot Number | 79 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | TWILIGHT |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 784000 |
245 Valley Circle Dr is owned and occupied by an individual who bought it in June 2019.
Source: Washington County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 VALLEY CIRCLE DR, CHARLEROI, PA 15022-1059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Deed Document Number | 201913978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 245 VALLEY CIRCLE DR, CHARLEROI, PA 15022-1059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014668 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 201914668 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Jun 25, 2019 |
| Property Address | 245 VALLEY CIRCLE DR, CHARLEROI, PA 15022-1059 |
| Document Number | 0000013978 |
| Map Reference | MB 13 PG 41 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 201913978 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | NATIONWIDE TITLE CLAERING |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 VALLEY CIRCLE DR, 245, CHARLEROI, PA 15022-1059 |
| Name | Verified Name |
|---|---|
| Address | 245 VALLEY CIRCLE DR, CHARLEROI, PA 15022-1059 |
| Document Number | 0000013979 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201913979 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 245 Valley Circle Dr was $3,176, up 2% from the year before.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Twilight Borough |
| Unified School District | Charleroi School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176.00 (+1.99%) | $121,400 (-) Land $29,900 Building $91,500 | $121,400 Land $29,900 Building $91,500 |
| 2025 | $3,114.00 | $121,400 Land $29,900 Building $91,500 | |
| 2023 | $2,824.00 | $121,400 (-) Land $29,900 Building $91,500 | |
| 2022 | $2,824.00 | $121,400 Land $29,900 Building $91,500 | |
| 2015 | $121,400 Land $29,900 Building $91,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Valley Circle Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1979–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Valley Circle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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