245 Trojan Ln, Forest City, NC 28043 Property Records

Rutherford County property record for 245 Trojan Ln, Forest City, NC 28043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,057 sqft · built 1978
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$112,000 (Dec 2018)
Tax Bill$1,453 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0915182

Property Details

APN / Parcel Number

Primary APN0915182
Alternative APNs
  • 915182
  • 15250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,057 sqft Heated Area
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeCarport
Garage Area351 sqft
CarportCarport
Carport Area351 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address245 TROJAN LN
CityFOREST CITY
StateNC
Zip28043-8734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROJAN HEIGHTS LO:13 PL:10-8
Legal SubdivisionTROJAN HEIGHTS
Legal Lot Number13
JurisdictionRUTHERFORD NC
Township / Civil DivisionHIGH SHOALS
Census Block Group1
Census Block1027
Census Tract961102

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 TROJAN LN, FOREST CITY, NC 28043-8734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
May 14, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 14, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Deed Document Number20185570
Deed Book / Page2018 / 1997
Last Transfer DateMay 8, 2019
Transfer Doc0020221408
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address245 TROJAN LN, FOREST CITY, NC 28043-8734
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020780662
DateJan 11, 2024
Book Page2078/662
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address245 TROJAN LN, FOREST CITY, NC 28043-8734
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020494063
DateAug 9, 2021
Book Page2049/4063
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRUTHERFORD NC
Recording DateMay 14, 2019
Property Address245 TROJAN LN, FOREST CITY, NC 28043-8734
Document Number0020221408
Book / Page002022 / 001408
Instrument DateMay 8, 2019
Transaction TypeTransfer
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 503 SPINDALE NC 281600503, SPINDALE, NC 28160-0503

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateDec 14, 2018
Property Address245 TROJAN LN, FOREST CITY, NC 28043-8734
Document Number0020181997
Book / Page2018 / 1997
Map ReferenceMB 10 PG 8
Instrument DateDec 12, 2018
Instrument201800005570
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$224.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1118, FOREST CITY, NC 28043-1118

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 603, SPINDALE, NC 28160-0603

Mortgage

Document Number201800005571
DateDec 14, 2018
Instrument201800005571
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Max Rate At Change6%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,453.00 (+36.69%)$212,300 (-) Land $10,000 Building $202,300$212,300 (-) Land $10,000 Building $202,300
2023$212,300 Land $10,000 Building $202,300$212,300 Land $10,000 Building $202,300
2022$1,063.00
2021$1,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Vyve Broadband
Cable
2,000 / 50

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