245 Towercliffe Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 245 Towercliffe Dr, Ballwin, MO 63021 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,772 sqft · built 1967
Lot Size	0.314 acres (13,669 sqft)
Owner	Company Name on File
Tax Bill	$4,901 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23R-21-0465`

Property Details

APN / Parcel Number

Primary APN	`23R-21-0465`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,386 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,669 sqft (0.314 acres)
Lot Dimensions	147 ft deep x 93 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Deck Area	440 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 TOWERCLIFFE DR
City	BALLWIN
State	MO
Zip	63021-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL PARK ESTATES PLAT 2 LOT 143
Legal Subdivision	ROYAL PARK ESTATES PLAT 2
Legal Lot Number	143
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4000
Census Tract	217931

Owner

Source: St. Louis County records · APN 23R-21-0465

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	245 TOWERCLIFFE DR, BALLWIN, MO 63021-5035
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 12, 2005
Transfer Doc	0164152364
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Apr 22, 2026
Property Address	245 TOWERCLIFFE DR, BALLWIN, MO 63021-5035
Document Number	0000000180
Instrument Date	Apr 13, 2026
Instrument	2026180
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	245 TOWERCLIFFE DR, BALLWIN, MO 63021-5035

Mortgage

Document Number	0000000180,
Date	Apr 22, 2026
Instrument	2026180

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	245 TOWERCLIFFE DR, BALLWIN, MO 63021-5035
Document Number	0234541129
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 TOWERCLIFFE DR BALLWIN MO 630215035, BALLWIN, MO 63021-5035

Mortgage

Document Number	0234541129
Date	Mar 26, 2019
Book Page	023454/001129
Instrument	248

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	245 TOWERCLIFFE DR, BALLWIN, MO 63021-5035
Document Number	0230880475
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 TOWERCLIFFE DR BALLWIN MO 630215035, BALLWIN, MO 63021-5035

Mortgage

Document Number	0230880475
Date	Jun 28, 2018
Book Page	023088/000475
Instrument	115

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,630 (+5.05%) Land $22,040 Building $51,590	$387,500 (+5.04%) Land $116,000 Building $271,500
2024	$4,901.00 (+0.08%)
2023	$4,897.00 (+7.6%)	$70,090 (+15.18%) Land $18,370 Building $51,720	$368,900 (+15.17%) Land $96,700 Building $272,200
2022	$4,551.00	$60,850 Land $18,370 Building $42,480
2021			$320,300 Land $96,700 Building $223,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179314, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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