245 Tip Field Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 245 Tip Field Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,056 sqft · built 1996
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (May 2026)
Tax Bill	$1,455 (2026)
Deeds & Mortgages	May 2023 Line of Credit May 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8552-93-3047-000`

Property Details

APN / Parcel Number

Primary APN	`8552-93-3047-000`
Alternative APN	`70501400`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,056 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70501400
Street Address	245 TIP FIELD RD
City	BREVARD
State	NC
Zip	28712-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 OFF ST 1131 1.90
Legal Subdivision	EASTATOE TOWNSHIP
Legal Lot Number	2
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	1
Census Block	1004
Census Tract	960501

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 TIP FIELD RD, BREVARD, NC 28712-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 8, 2026	Warranty Deed, Transfer · Construction Mortgage HOMETRUST BANK
Oct 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Document Number	20262150
Deed Book / Page	1188 / 53
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0008990031
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	245 TIP FIELD RD, BREVARD, NC 28712
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010770089
Date	May 2, 2023
Book Page	1077/89
Instrument	2023002113

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	May 8, 2026
Property Address	245 TIP FIELD RD, BREVARD, NC 28712
Document Number	0000002150
Book / Page	1188 / 53
Instrument Date	May 6, 2026
Instrument	2026.2150
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 TIP FIELD RD, BREVARD, NC 28712

Mortgage

Document Number	0011880056,
Date	May 8, 2026
Book Page	1188/56
Instrument	2026.2151

Lender

Name	HOMETRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	Oct 29, 2019
Property Address	245 TIP FIELD RD, BREVARD, NC 28712
Document Number	0008990031
Book / Page	899 / 031
Map Reference	FILE 8 PG 1021
Instrument Date	Oct 15, 2019
Instrument	2019005659
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 TIP FIELD RD, BREVARD, NC 28712

Mortgage

Document Number	2019005660
Date	Oct 29, 2019
Instrument	2019005660

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,455.00	$299,010 (-) Land $45,000 Building $254,010	$299,010 (-) Land $45,000 Building $254,010
2025	$1,455.00 (+72.8%)	$299,010 (+133.62%) Land $45,000 Building $254,010	$299,010 (+133.62%) Land $45,000 Building $254,010
2023	$842.00	$127,990 Land $30,000 Building $97,990	$127,990 Land $30,000 Building $97,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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