245 Swamp Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 245 Swamp Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,423 sqft · built 2006
Lot Size	2.21 acres (96,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,933 (Feb 2018)
Tax Bill	$10,377 (2025)
Deeds & Mortgages	Mar 2021 Refinance Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00R02 L:000035 S:000001`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00R02 L:000035 S:000001`
Alternative APN	`M:00R02 B:000035 L:000001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,423 sqft Living Area
Gross Area	3,878 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,573 sqft (2.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	245 SWAMP RD
City	EPSOM
State	NH
Zip	03234-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	35
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2048
Census Tract	34000

Owner

Source: Merrimack County and Epsom Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 SWAMP RD, EPSOM, NH 03234-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Feb 1, 2018	Warranty Deed, Transfer · Conventional Mortgage ST MARYS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	20181726
Deed Book / Page	3584 / 2767
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	245 SWAMP RD, EPSOM, NH 03234-4714
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005284
Date	Mar 1, 2021
Book Page	3725/2704
Instrument	202100005284

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	Feb 1, 2018
Property Address	245 SWAMP RD, EPSOM, NH 03234-4714
Document Number	0035842767
Book / Page	003584 / 002767
Instrument Date	Jan 31, 2018
Instrument	1726
Transaction Type	Transfer
Record Updated	Feb 22, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,949.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 ROYAL RANGE RD SANDOWN NH 038732128, SANDOWN, NH 03873-2128

Mortgage

Document Number	35842769
Date	Feb 1, 2018
Book Page	003584/002769
Instrument	1727

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,377.00 (+18.58%)	$591,600 (+80.09%) Land $178,000 Building $413,600
2024	$8,751.00 (+11.75%)	$328,500 (-) Land $95,700 Building $232,800
2023			$577,600
2022	$7,831.00	$328,500 Land $95,700 Building $232,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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