Jackson County property record for 245 Swallow Dr, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1978 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Dec 2020) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R13569 |
| Primary APN | R13569 |
|---|---|
| Alternative APN |
|
| Building Area | 2,016 sqft Living Area |
|---|---|
| Gross Area | 3,584 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 4043001027400 |
|---|---|
| Street Address | 245 SWALLOW DR |
| City | PALACIOS |
| State | TX |
| Zip | 77465-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAPE CARANCAHUA #1, LOT 272-273-274-275, ACRES 0.77 |
| Legal Subdivision | CAPE CARANCAHUA |
| Legal Lot Number | 272-275 |
| Jurisdiction | JACKSON TX |
| Township / Civil Division | LA WARD-LOLITA |
| Census Block Group | 3 |
| Census Block | 3145 |
| Census Tract | 950100 |
Source: Jackson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS DOW EMPLOYEES CU |
| Sep 23, 2022 | Intrafamily Transfer, Transfer |
| Dec 1, 2020 | Vendor's Lien, Transfer · Stand-Alone First Mortgage MELINDA WHITAKER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 20203591 |
| Deed Book / Page | 620 / 366 |
| Last Transfer Date | Sep 21, 2022 |
| Transfer Doc | 000674/268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TX |
| Property Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 000674/427 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 674/427 |
| Instrument | 2022-03117 |
| Name | TEXAS DOW EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LAKE JACKSON, TX 77566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON TX |
| Recording Date | Sep 23, 2022 |
| Property Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Document Number | 000674/268 |
| Book / Page | 674 / 268 |
| Map Reference | SL 66-B SL 67-A |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-03090 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 SWALLOW DR, 245, PALACIOS, TX 77465-1732 |
| Name | Verified Name |
|---|---|
| Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | JACKSON TX |
| Recording Date | Dec 1, 2020 |
| Property Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Document Number | 000620/366 |
| Book / Page | 620 / 366 |
| Map Reference | SL 66-B&67-A |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020-03591 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | CASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4430 VIA VENTURA, 4430, RED BLUFF, CA 96080-9647 |
| Name | Verified Name |
|---|---|
| Address | 245 SWALLOW DR, PALACIOS, TX 77465-1732 |
| Document Number | 0202003592 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-03592 |
| Name | MELINDA WHITAKER |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Nov 23, 2022 |
Source: Jackson County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Jackson County |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 (-19.94%) Homeowner's exemption | $329,770 (+53.62%) Land $60,000 Building $269,770 | $329,770 (+53.62%) Land $60,000 Building $269,770 |
| 2023 | $214,660 Land $36,000 Building $178,660 | $214,660 Land $36,000 Building $178,660 | |
| 2022 | $2,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 26 (1995–2025) |
| Claims Outside the SFHA | 13 of 26 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE CARANCAHUA WSC serves 1,305 people · EPA ID TX1200022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TISD Fixed Wireless | 400 / 100 |
| MyJEC.net Fixed Wireless | 25 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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