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245 Sunset Ter, Lake Placid, FL 33852 Property Records

Highlands County property record for 245 Sunset Ter, Lake Placid, FL 33852

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 5,627 sqft · built 1960
Lot Size0.633 acres (27,600 sqft)
Owner2 Individual Names on Record
Tax Bill$6,823 (2024)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC177001000000250

Property Details

APN / Parcel Number

Primary APNC177001000000250
Alternative APN
  • C-17-37-30-010-0000-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area5,627 sqft Living Area
1st Floor Area2,128 sqft
2nd Floor Area2,907 sqft
Upper Floors Area2,897 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,600 sqft (0.633 acres)
Lot Dimensions238 ft deep x 126 ft wide
Garage TypeFinished
Garage Area806 sqft
DrivewayDriveway
Driveway Area1,400 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area397 sqft
Deck Area1,734 sqft
Patio Area483 sqft
FenceFence
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC177001000000250
Street Address245 SUNSET TER
CityLAKE PLACID
StateFL
Zip33852-5576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE PLACID SHORES PB 4-PG 45 LOT 25
Legal Range30E
Legal Township37S
Legal Section17
Legal SubdivisionLAKE PLACID SHORES SUB
Legal Lot Number25
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1090
Census Tract961602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 SUNSET TER, LAKE PLACID, FL 33852-5576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018
Deed SaleOct 24, 2018
Prior SaleAug 31, 2015 · Amount on Record
Deed Document Number1915905
Deed Book / Page2492 / 1090
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address245 SUNSET TER, LAKE PLACID, FL 33852-5576
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCESS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001846412
DateMar 17, 2017
Book Page2571/0870
Instrument1846412
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$525,519 (+5.99%)$703,477 (-4.27%) Land $276,318 Building $427,159
2024$6,823.00 (+1.5%)
2023$6,722.00 (+0.81%) Homeowner's exemption$495,833 (+3%)$734,840 (+18.57%) Land $276,318 Building $458,522
2022$6,668.00 Homeowner's exemption$481,391$619,751 Land $224,910 Building $394,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2001–2024)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE PLACID
serves 2,671 people · EPA ID FL6280286
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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