Madison County property record for 245 Sunset Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,146 sqft |
| Lot Size | 0.22 acres (9,582 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2019) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0014-0022 |
| Primary APN | R005-0014-0022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 300 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Exterior Material | Stucco |
|---|---|
| Lot Area | 9,582 sqft (0.22 acres) |
| Account Number | 46514 |
|---|---|
| Street Address | 245 SUNSET AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNAMWOOD ADDT LOT 17 BLK 1 |
| Legal Subdivision | BURNAMWOOD ADDT |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10602 |
Source: Madison County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 14, 2019 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Prior Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 20192013992466 |
| Deed Book / Page | 773 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 245 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 245 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 00M2130/60 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | M2130/60 |
| Instrument | 2014075042 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 14, 2019 |
| Property Address | 245 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | D00773/430 |
| Book / Page | D00773 / 430 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | May 13, 2019 |
| Instrument | 2013992466 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 W MAIN ST, RICHMOND, KY 40475-1350 |
| Name | Verified Name |
|---|---|
| Address | 245 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 2013992467 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2013992467 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 (-2.77%) | $205,000 (-) | $205,000 (-) |
| 2023 | $1,988.00 (-0.3%) | $205,000 (-) | $205,000 (-) |
| 2022 | $1,994.00 | $205,000 | $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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