245 Summers Trce, Belleville, IL 62220 Property Records

St. Clair County property record for 245 Summers Trce, Belleville, IL 62220

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,086 sqft · built 1994
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Tax Bill$8,953 (2025)
Deeds & MortgagesJan 2024 Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
APN08-32-0-205-012

Property Details

APN / Parcel Number

Primary APN08-32-0-205-012

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,086 sqft Living Area
Upper Floors Area78 sqft
Basement Area1,086 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area13,504 sqft (0.31 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area636 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address245 SUMMERS TRCE
CityBELLEVILLE
StateIL
Zip62220-2772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODRIDGE ESTATES 7TH ADD LOT/SEC-95 A02801849
Legal SubdivisionWOODRIDGE ESTATES
Legal Block205
Legal Lot Number95
JurisdictionST CLAIR IL
Township / Civil DivisionBELLEVILLE
Census Block Group2
Census Block2024
Census Tract503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Intrafamily Transfer, Transfer · Commercial Mortgage
FCB BANKS
Mar 8, 2022Warranty Deed, Transfer · Commercial Mortgage
RCB BANK
Oct 26, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2012
Deed SaleAug 1, 2012
Prior SaleMar 30, 2010 · Amount on Record
Deed Document Number20122324977
Last Transfer DateDec 18, 2023
Transfer Doc0002801849
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR IL
Recording DateJan 2, 2024
Property Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772
Document Number0A02801849
Map ReferenceMB 92 PG 36
Instrument DateDec 18, 2023
InstrumentA02801849
Transaction TypeTransfer
Record UpdatedJan 18, 2024
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772

Mortgage

Document Number0A02801850
DateJan 2, 2024
InstrumentA02801850
Lender
NameFCB BANKS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMar 8, 2022
Property Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772
Document Number0A02738664
Map ReferenceMB 92 PG 36
Instrument DateMar 7, 2022
InstrumentA02738664
Transaction TypeTransfer
Record UpdatedMar 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772

Mortgage

Document Number0A02738665
DateMar 8, 2022
InstrumentA02738665
Lender
NameRCB BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR IL
Recording DateOct 26, 2021
Property Address245 SUMMERS TRCE, BELLEVILLE, IL 62220-2772
Document NumberA02723119
Map ReferenceMB 92 PG 36
Instrument DateAug 8, 2021
InstrumentA02723119
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address245 SUMMERS TRCE, 245, BELLEVILLE, IL 62220-2772

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 ANDERSON LN, BELLEVILLE, IL 62221-3149

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBelleville City
CountySt. Clair County
Elementary School DistrictBelleville School District 118 (PK - 08)
Secondary School DistrictBelleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,953.00 (+4.19%) Homeowner's exemption$110,025 (+6.08%) Land $17,339 Building $92,686$330,075 (+6.08%) Land $52,017 Building $278,058
2024$8,593.00$103,719 (+26.18%) Land $16,345 Building $87,374$311,157 (+26.18%) Land $49,035 Building $262,122
2022$82,196 Land $14,422 Building $67,774$246,588 Land $43,266 Building $203,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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