245 Straits Rd, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 245 Straits Rd, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,078 sqft · built 2002
Lot Size	1.16 acres (50,665 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Aug 2012)
Tax Bill	$10,327 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Apr 2018 Mortgage + 2 more
APN	`HATF M:0201 B:10.1 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0201 B:10.1 L:0`
Alternative APN	`13`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,078 sqft Living Area
Gross Area	8,714 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,665 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	13
Street Address	245 STRAITS RD
City	HATFIELD
State	MA
Zip	01038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Subdivision	DOROTHY M ARNOLD ESTATE
Legal Block	10.1
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	3
Census Block	3010
Census Tract	821500

Owner

245 Straits Rd is owned by two individuals who bought it in August 2012.

Source: Hampshire County and Hatfield Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 219, NORTH HATFIELD, MA 01066-0219
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit FLORENCE SAVINGS BANK
Apr 3, 2018	Deed of Trust, Mortgage · ARM GREENFIELD CP BK
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2012 · Amount on File
Deed Sale	Aug 3, 2012 · Amount on File
Deed Document Number	20121
Deed Book / Page	10998 / 293
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	245 STRAITS RD, HATFIELD, MA 01038
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12579-271
Date	Mar 24, 2017
Book Page	12579/271
Instrument	5625

Lender

Name	FLORENCE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	245 STRAITS RD, HATFIELD, MA 01038
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12916-73
Date	Apr 3, 2018
Book Page	12916/73
Instrument	5864

Lender

Name	GREENFIELD CP BK

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Margin	3

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	245 STRAITS RD, HATFIELD, MA 01038
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14025-68
Date	Mar 23, 2021
Book Page	14025/68
Instrument	6751

Lender

Name	FLORENCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	245 STRAITS RD, HATFIELD, MA 01038
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14063-43
Date	Apr 20, 2021
Book Page	14063/43
Instrument	9200

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 245 Straits Rd was $10,327, down 8.7% from the year before.

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,327.00 (-8.72%)	$746,200 (+0.97%) Land $158,300 Building $587,900
2024	$11,314.00 (+20.25%)	$739,000 (+5.87%) Land $138,000 Building $601,000
2023	$9,409.00	$698,000 Land $131,200 Building $566,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 245 Straits Rd; there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–1999)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 1999 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Straits Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HATFIELD WATER DEPT serves 3,164 people · EPA ID MA1127000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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