Kent County property record for 245 Stone Ridge Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,950 sqft · built 2009 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $438,000 (May 2023) |
| Tax Bill | $2,678 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-00-095.01-01-63.00-000 |
| Primary APN | 7-00-095.01-01-63.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,950 sqft Living Area |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 163 ft deep x 147 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 46 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 82889 |
|---|---|
| Street Address | 245 STONE RIDGE DR |
| City | DOVER |
| State | DE |
| Zip | 19901-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | STONE RIDGE SUBD LOT 63 245 STONE RIDGE DRIVE |
| Legal Subdivision | STONE RIDGE SUBDIVISION |
| Legal Lot Number | 63 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 41702 |
245 Stone Ridge Dr is owned and occupied by an individual who bought it in May 2023.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 STONE RIDGE DR, DOVER, DE 19901-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| May 28, 2020 | Grant Deed, Transfer · VA Mortgage ATLANTIC HM LOANS |
| Jun 5, 2019 | Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | May 28, 2020 · Amount on File |
| Deed Document Number | 2023474119 |
| Deed Book / Page | 12489 / 51 |
| Prior Transfer Date | Nov 21, 2014 |
| Prior Transfer Doc | 0000266751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 15, 2023 |
| Property Address | 245 STONE RIDGE DR, DOVER, DE 19901-8205 |
| Document Number | 0000474119 |
| Book / Page | 12489 / 51 |
| Map Reference | MB 120 PG 26 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-474119 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 STONE RIDGE DR, DOVER, DE 19901-8205 |
| Document Number | 0000474120 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-474120 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 28, 2020 |
| Property Address | 245 STONE RIDGE DR, DOVER, DE 19901-8205 |
| Document Number | 0000386540 |
| Book / Page | 010203 / 000300 |
| Instrument Date | May 18, 2020 |
| Instrument | 386540 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,373.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 STONE RIDGE DR DOVER DE 199018205, DOVER, DE 19901-8205 |
| Document Number | 386541 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 010203/000304 |
| Instrument | 386541 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 5, 2019 |
| Property Address | 245 STONE RIDGE DR, DOVER, DE 19901-8205 |
| Document Number | 0000363099 |
| Book / Page | 009622 / 000327 |
| Instrument Date | May 16, 2019 |
| Instrument | 363099 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $15,930.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 245 PARK AVE #26TH NEW YORK NY 101670002, 26TH, NEW YORK, NY 10167-0002 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 245 Stone Ridge Dr was $2,678, up 18.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,678.00 (+18.86%) | $446,000 Land $73,300 Building $372,700 |
| 2025 | $2,253.00 | |
| 2023 | $1,807.00 | $67,500 Land $4,700 Building $62,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 245 Stone Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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