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245 Stewart Canyon Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 245 Stewart Canyon Rd, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,359 sqft · built 1955
Lot Size2.01 acres (87,991 sqft)
Owner2 Individual Names on Record
Last Sale$401,000 (Aug 2014)
Tax Bill$5,150 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jan 2021 Mortgage
APN108-192-07-00

Property Details

APN / Parcel Number

Primary APN108-192-07-00
Alternative APN
  • 1081907200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,359 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area87,991 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number1081907200
Street Address245 STEWART CANYON RD
CityFALLBROOK
StateCA
Zip92028-8300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 26-9-3W NEQ DOC81-322488 IN SEQ OF
Legal Range03W
Legal Township09
Legal Section26
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1056
Census Tract19002

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address245 STEWART CANYON RD, FALLBROOK, CA 92028-8300
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · VA Mortgage
SUMMIT FUNDING INC
Jan 6, 2021Deed of Trust, Mortgage · VA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2014 · Amount on Record
Deed SaleAug 15, 2014 · Amount on Record
Prior SaleMay 23, 2014 · Amount on Record
Deed Document Number2014351104
Prior Transfer DateFeb 7, 1994
Prior Transfer Doc0000089007
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address245 STEWART CANYON RD, FALLBROOK, CA 92028-8300
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 STEWART CANYON RD, FALLBROOK, CA 92028-8300

Mortgage

Document Number0000211800
DateApr 27, 2020
Instrument2020-0211800
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address245 STEWART CANYON RD, FALLBROOK, CA 92028-8300
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 STEWART CANYON RD, FALLBROOK, CA 92028-8300

Mortgage

Document Number0000008960
DateJan 6, 2021
Instrument2021-0008960
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$491,570 (+2%) Land $287,749 Building $203,821
2025$5,150.00 (+1.92%) Homeowner's exemption$481,932 (+4.04%) Land $282,107 Building $199,825
2024$5,053.00 (+3.27%)
2023$4,893.00 (-0.02%) Homeowner's exemption$463,219 Land $271,153 Building $192,066
2022$4,894.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims19 (1978–2019)
Claims Outside the SFHA6 of 19
Most Recent ClaimMar 2019
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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