Carroll County property record for 245 Spring St, Eureka Springs, AR 72632 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,040 sqft · built 1980 |
| Lot Size | 0.189 acres (8,264 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $60,000 (May 2025) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Nov 2023 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-00443-000 |
| Primary APN | 925-00443-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,040 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Upper Floors Area | 1,365 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 702 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,264 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 626 sqft |
| Deck Area | 36 sqft |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 245 SPRING ST |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-3154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-3 |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 10 |
| Legal Subdivision | CLAYTON SURVEY |
| Legal Block | 30 |
| Legal Lot Number | 1-3 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950100 |
Source: Carroll County records · APN 925-00443-000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit LUMINATE BANK |
| Nov 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK |
| Oct 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 04, 2005 | Deed of Trust, Mortgage · Conventional Mortgage NEW CENTURY MORTGAGE CORP |
| Feb 25, 2008 | Deed of Trust, Mortgage · Conventional Mortgage AMTRUST BANK |
| Sep 05, 2007 | Deed of Trust, Mortgage · Conventional Mortgage AMTRUST BANK |
| Mar 30, 2026 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SPRING EQ LLC |
| May 13, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jan 18, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Dec 04, 2003 · Amount on Record |
| Deed Document Number | 20252624 |
| Deed Book / Page | 2025 / 2624 |
| Transfer Doc | 0136000089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02022/2809 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | 2022/2809 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | EUREKA SPRINGS, AR 72632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 31, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 02023/7220 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 2023/7220 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.37% |
| Max Rate At Change | 9.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 13.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024R00005853 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024R-00005853 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 2025R00007184 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025R-00007184 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG225/0180 |
|---|---|
| Date | Nov 04, 2005 |
| Book Page | MTG 225/0180 |
| Instrument | 225-0180 |
| Name | NEW CENTURY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG258/0964 |
|---|---|
| Date | Feb 25, 2008 |
| Book Page | MTG 258/0964 |
| Instrument | 258-0964 |
| Name | AMTRUST BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | MTG252/678 |
|---|---|
| Date | Sep 05, 2007 |
| Book Page | MTG 252/678 |
| Instrument | 252-0678 |
| Name | AMTRUST BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Mar 30, 2026 |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 2026R00001861 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026R-00001861 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 2026R00001862 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026R-00001862 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | May 13, 2025 |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 2025R00002624 |
| Instrument Date | Mar 26, 2025 |
| Instrument | 2025R-00002624 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Name | Verified Name |
|---|---|
| Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Jan 18, 2019 |
| Property Address | 245 SPRING ST, EUREKA SPRINGS, AR 72632-3154 |
| Document Number | 02019/0114 |
| Book / Page | 2019 / 0114 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Carroll County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 (-7.47%) Homeowner's exemption | $118,450 (+35.48%) Land $6,300 Building $112,150 | $592,250 (+35.48%) Land $31,500 Building $560,750 |
| 2023 | $2,343.00 Homeowner's exemption | $87,430 Land $5,400 Building $82,030 | $437,150 Land $27,000 Building $410,150 |
Source: FEMA National Flood Hazard Layer, Carroll County (05015C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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