245 Spirit St, Elgin, TX 78621 Property Records

Bastrop County property record for 245 Spirit St, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details1,535 sqft · built 2024
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Last Sale$287,584 (Mar 2025)
Tax Bill$9,083 (2025)
Deeds & MortgagesMar 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNR8733638

Property Details

APN / Parcel Number

Primary APNR8733638

Interior

Stories1 Story
Building Area1,535 sqft Living Area
Gross Area1,995 sqft
1st Floor Area1,535 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialHardboard
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address245 SPIRIT ST
CityELGIN
StateTX
Zip78621-2590
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRINITY RANCH PHASE 1, SECTION 3, BLK R, LOT 25
Legal SubdivisionTRINITY RANCH PHASE 1, SECTION 3
Legal BlockR
Legal Lot Number25
JurisdictionBASTROP TX
Township / Civil DivisionELGIN
Census Block Group3
Census Block3032
Census Tract950202

Owner

Source: Bastrop County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 SPIRIT ST, ELGIN, TX 78621-2590
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2025 · Amount on Record
Deed SaleMar 10, 2025 · Amount on Record
Deed Document Number20254152
Record UpdatedOct 29, 2026

March 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateMar 10, 2025
Property Address245 SPIRIT ST, ELGIN, TX 78621-2590
Document Number0202504152
Map ReferenceCAB 8 PG 52-A&52-B
Instrument DateMar 3, 2025
Instrument202504152
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13620 RANCH ROAD 620 N # NA170, NA170, AUSTIN, TX 78717-1116

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 SPIRIT ST, ELGIN, TX 78621-2590

Mortgage

Document Number0202504153
DateMar 10, 2025
Instrument202504153
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,083.00$312,647 Land $74,150 Building $238,497$312,647 Land $74,150 Building $238,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
SOS Communications
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
50 / 10
VTX Communications
Fixed Wireless
50 / 10

May also be available: AT&T.

Nearby Properties on Spirit St

Nearby Streets

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