245 Spindrift Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 245 Spindrift Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 1987
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Feb 2023)
Tax Bill	$7,842 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-600-028-1`

Property Details

APN / Parcel Number

Primary APN	`035-600-028-1`
Alternative APN	`035-600-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area
1st Floor Area	1,333 sqft
2nd Floor Area	328 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Lot Area	6,240 sqft (0.143 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	245 SPINDRIFT CT
City	OAKLEY
State	CA
Zip	94561-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6664 L28
Legal Subdivision	SUB 6664
Legal Tract	6664
Legal Lot Number	28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 SPINDRIFT CT, OAKLEY, CA 94561-2251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2023	Grant Deed, Transfer · FHA Mortgage EXCEL REALTY & MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20239962
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 16, 2026
Property Address	245 SPINDRIFT CT, OAKLEY, CA 94561-2251
Document Number	0000038630
Instrument Date	Apr 10, 2026
Instrument	202638630
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SPINDRIFT CT, OAKLEY, CA 94561-2251
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038630,
Date	Apr 16, 2026
Instrument	202638630

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 3, 2023
Property Address	245 SPINDRIFT CT, OAKLEY, CA 94561-2251
Document Number	0000009962
Map Reference	MB 302 PG 45
Instrument Date	Jan 31, 2023
Instrument	2023-009962
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SPINDRIFT CT, OAKLEY, CA 94561-2251

Mortgage

Document Number	0000009963
Date	Feb 3, 2023
Instrument	2023-009963

Lender

Name	EXCEL REALTY & MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,418 (+2%) Land $313,056 Building $318,362
2025	$7,842.00 (+104.97%)	$619,038 (+147.72%) Land $306,918 Building $312,120
2023	$3,826.00 (-55.92%)	$249,897 Land $42,250 Building $207,647
2022	$8,679.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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