Hillsborough County property record for 245 Silver Falls Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,663 sqft · built 2005 |
| Lot Size | 0.182 acres (7,924 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,645 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 051627-0268 |
| Primary APN | 051627-0268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,663 sqft Living Area |
| Gross Area | 3,335 sqft |
| 1st Floor Area | 2,129 sqft |
| Upper Floors Area | 534 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,924 sqft (0.182 acres) |
| Lot Dimensions | 118 ft deep x 56.9 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0516270268 |
|---|---|
| Street Address | 245 SILVER FALLS DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SOUTHSHORE FALLS PHASE 1 LOT 62 BLOCK 4 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 28 |
| Legal Subdivision | SOUTHSHORE FALLS PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 73O |
| Legal Block | 4 |
| Legal Lot Number | 62 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14118 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 25, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 20, 2020 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 |
| Deed Sale | Apr 20, 2020 |
| Prior Sale | Feb 4, 2014 · Amount on Record |
| Deed Document Number | 2020166287 |
| Prior Transfer Date | Apr 3, 2020 |
| Prior Transfer Doc | 0000166287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Document Number | 0000542854 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025542854 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 245 SILVER FALLS DR, RUSKIN, FL 33572-3122 |
| Document Number | 0000456888 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025456888 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Document Number | 0000166826 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024166826 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 245 SILVER FALLS DR, APOLLO BEACH, FL 33572-3122 |
| Document Number | 0000166287 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 166287 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 SILVER FALLS DR APOLLO BEACH FL 335723122, APOLLO BEACH, FL 33572-3122 |
| Document Number | 166288 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 166288 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2035 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,544 (+2.7%) | $337,105 (-3.95%) Land $90,780 Building $246,325 | |
| 2025 | $3,645.00 (+4.08%) Homeowner's exemption Veteran's exemption | $213,772 (+5.99%) | $350,967 (+2.5%) Land $97,763 Building $253,204 |
| 2023 | $3,502.00 (+5.2%) Homeowner's exemption Veteran's exemption | $201,696 (+3%) | $342,394 (-1.48%) Land $83,797 Building $258,597 |
| 2022 | $3,329.00 Homeowner's exemption Veteran's exemption | $195,821 | $347,536 Land $73,323 Building $274,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 635 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 635 in force |
| Nearby Flood Claims | 42 (1982–2024) |
| Claims Outside the SFHA | 7 of 42 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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