Berkeley County property record for 245 Silk Oak Dr, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,076 sqft · built 2023 |
| Lot Size | 0.19 acres (8,297 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,500 (Sep 2023) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jun 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-13-01-074 |
| Primary APN | 181-13-01-074 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,076 sqft Finished Area |
| 1st Floor Area | 1,098 sqft |
| 2nd Floor Area | 1,510 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 8,297 sqft |
| Garage Area | 430 sqft |
| Porch | Patio |
| Porch Area | 96 sqft |
| Street Address | 245 SILK OAK DR |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MONCKS COR |
| Legal Description | LOT 473OAKLEY POINTEPH 3 |
| Legal Subdivision | OAKLEY POINTE (2021) |
| Legal Lot Number | 473 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20602 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SERVICING INC |
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Sep 29, 2023 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Aug 24, 2022 · Amount on Record |
| Deed Document Number | 202330154 |
| Deed Book / Page | 4676 / 103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 05158/0756 |
|---|---|
| Date | Apr 9, 2025 |
| Book Page | 5158/756 |
| Instrument | 2025010878 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 04898/0199 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 4898/199 |
| Instrument | 2024019496 |
| Name | MORTGAGE SERVICING INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 22, 2026 |
| Property Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 0000013769 |
| Book / Page | 5549 / 171 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202613769 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 0000013769, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5549/171 |
| Instrument | 202613769 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Oct 1, 2053 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 29, 2023 |
| Property Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 04676/0103 |
| Book / Page | 4676 / 103 |
| Map Reference | DOC 2021054375 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023030154 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 SILK OAK DR, MONCKS CORNER, SC 29461-5030 |
| Document Number | 2023030155 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023030155 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Moncks Corner Town |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,400 (+2,4%) Land $75,000 Building $367,400 | $442,400 (-) Land $75,000 Building $367,400 | |
| 2025 | $2,877.00 (+4.92%) Homeowner's exemption | $17,696 (-) Land $3,000 Building $14,696 | $442,400 (-) Land $75,000 Building $367,400 |
| 2024 | $2,742.00 (+138.43%) Homeowner's exemption | $17,696 (+2,240.74%) Land $3,000 Building $14,696 | $442,400 (+3,411.11%) Land $75,000 Building $367,400 |
| 2022 | $1,150.00 | $756 Land $756 | $12,600 Land $12,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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