245 Siesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 245 Siesta Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,348 sqft · built 1953
Lot Size	0.377 acres (16,422 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Dec 2025)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-401-02`

Property Details

APN / Parcel Number

Primary APN	`041-401-02`
Alternative APN	`041-401-02-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,348 sqft Living Area
Gross Area	4,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.377 acres)
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	245 SIESTA DR
City	APTOS
State	CA
Zip	95003-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROLLING GREEN ESTATES
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122204

Owner

Source: Santa Cruz County records · APN 041-401-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 SIESTA DR, APTOS, CA 95003-4045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Deed Document Number	202528775
Prior Transfer Date	Jan 14, 2005
Prior Transfer Doc	0000004471
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2025
Property Address	245 SIESTA DR, APTOS, CA 95003-4045
Document Number	0000028775
Map Reference	MB 37 PG 56
Instrument Date	Dec 15, 2025
Instrument	2025-0028775
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SIESTA DR, APTOS, CA 95003-4045

Mortgage

Document Number	0000028776
Date	Dec 29, 2025
Instrument	2025-0028776

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Max Rate	10.2%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,000 (+931.39%) Land $1,100,000 Building $400,000
2025	$2,059.00 (+13.69%) Homeowner's exemption	$145,435 (+4.04%) Land $22,105 Building $123,330
2023	$1,811.00 (+2.32%) Homeowner's exemption	$139,788 Land $21,247 Building $118,541	$1,211,310
2022	$1,770.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AT&T, Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.