245 Shepherds Bluff Dr, Mooresville, NC 28115 Property Records

Iredell County property record for 245 Shepherds Bluff Dr, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 2016
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Nov 2015)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4659-56-5976.000`

Property Details

APN / Parcel Number

Primary APN	`4659-56-5976.000`
Alternative APN	`80030916`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Heated Area
Gross Area	2,965 sqft
1st Floor Area	2,185 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Width	300 ft Width
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	297 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80030916
Street Address	245 SHEPHERDS BLUFF DR
City	MOORESVILLE
State	NC
Zip	28115-7184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L48 SHEPHERDS BLUFF PB 50-18 PH 4
Legal Subdivision	SHEPHERDS BLUFF
Legal Block	56
Legal Lot Number	48
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2016
Census Tract	61302

Owner

245 Shepherds Bluff Dr is owned and occupied by two individuals who bought it in November 2015.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 SHEPHERDS BLUFF DR, MOORESVILLE, NC 28115-7184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2015 · Amount on File
Deed Sale	Nov 16, 2015 · Amount on File
Deed Book / Page	2390 / 871
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	245 SHEPHERDS BLUFF DR, MOORESVILLE, NC 28115-7184
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2834989
Date	Jul 21, 2021
Book Page	2834/989

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 245 Shepherds Bluff Dr was $2,625.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,790 (-) Land $58,500 Building $376,290	$434,790 (-) Land $58,500 Building $376,290
2025	$2,625.00	$434,790 (-) Land $58,500 Building $376,290	$434,790 (-) Land $58,500 Building $376,290
2024	$2,625.00	$434,790 (-) Land $58,500 Building $376,290	$434,790 (-) Land $58,500 Building $376,290
2023	$2,625.00 (+32.58%)	$434,790 (+42.06%) Land $58,500 Building $376,290	$434,790 (+42.06%) Land $58,500 Building $376,290
2022	$1,980.00	$306,070 Land $52,000 Building $254,070	$306,070 Land $52,000 Building $254,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Shepherds Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Shepherds Bluff Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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