Lexington-Fayette Urban County property record for 245 Shell Ct, Lexington, KY 40511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 2011 |
| Lot Size | 0.129 acres (5,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Apr 2026) |
| Tax Bill | $1,964 (2026) |
| Deeds & Mortgages | Apr 2013 Mortgage Apr 2026 Sale & Construction Loan + 3 more |
| APN | 38202520 |
| Primary APN | 38202520 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 5,628 sqft (0.129 acres) |
| Lot Width | 22.5 ft Width |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 245 SHELL CT |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40511-8684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | N-32 MASTERSON STA CENTER - CITATION VILLAGE LOT 44; BOOK: 3859 PAGE: 543 |
| Legal Subdivision | MASTERSON STA CENTER |
| Legal Lot Number | 44 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3703 |
245 Shell Ct is owned and occupied by an individual who bought it in April 2026.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2013 | Deed of Trust, Mortgage GUARDIAN SAV BK FSB |
| Apr 29, 2026 | Deed, Construction Loan · Construction Mortgage WESBANCO BANK |
| Jul 16, 2021 | Deed, Transfer |
| Jul 29, 2011 | Deed, Subdivision Related Transfer GUARDIAN SAVINGS BANK FSB |
| May 6, 2010 | Deed, Transfer REDSTONE CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Jul 16, 2021 · Amount on File |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007778/117 |
|---|---|
| Date | Apr 23, 2013 |
| Book Page | 7778/117 |
| Name | GUARDIAN SAV BK FSB |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Apr 29, 2026 |
| Property Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Date | Apr 29, 2026 |
|---|
| Name | WESBANCO BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.55% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 16, 2021 |
| Property Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Document Number | 003859/543 |
| Book / Page | 3859 / 543 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 29, 2011 |
| Property Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Document Number | 003022/700 |
| Book / Page | 3022 / 700 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 007205/472 |
|---|---|
| Date | Jul 29, 2011 |
| Book Page | 7205/472 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 6, 2010 |
| Property Address | 245 SHELL CT, LEXINGTON, KY 40511-8684 |
| Document Number | 002943/311 |
| Book / Page | 2943 / 311 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006884/561 |
|---|---|
| Date | May 6, 2010 |
| Book Page | 6884/561 |
| Name | REDSTONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 245 Shell Ct was $1,964 with a homeowner's exemption, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964.00 (+1.92%) | $205,000 (-) | $205,000 (-) |
| 2025 | $1,927.00 Homeowner's exemption | $205,000 | $205,000 |
| 2023 | $1,961.00 Homeowner's exemption | $205,000 | $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 245 Shell Ct; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Shell Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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