St. Johns County property record for 245 Saint Johns Golf Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,316 sqft · built 2001 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,000 (May 2018) |
| Tax Bill | $8,584 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026431-0090 |
| Primary APN | 026431-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,316 sqft Living Area |
| Gross Area | 4,308 sqft |
| 1st Floor Area | 2,117 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 595 sqft |
| Deck Area | Deck Area |
| Patio Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 SAINT JOHNS GOLF DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 40/39-71 ST JOHNS GOLF & COUNTRY CLUB UNIT 1 LOT 9 OR4551/1690 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | ST. JOHNS GOLF & COUNTRY CLUB UNIT 1 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20908 |
245 Saint Johns Golf Dr is owned and occupied by two individuals who bought it in May 2018.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| May 24, 2018 | Warranty Deed, Transfer · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Jun 28, 2016 · Amount on File |
| Deed Document Number | 201835791 |
| Deed Book / Page | 4551 / 1690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1053 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 245 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1053 |
| Document Number | 0052120432 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 5212/432 |
| Instrument | 2021030533 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1053 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050070870 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 5007/870 |
| Instrument | 2020063938 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 24, 2018 |
| Property Address | 245 SAINT JOHNS GOLF DR, SAINT AUGUSTINE, FL 32092-1053 |
| Document Number | 0045511690 |
| Book / Page | 004551 / 001690 |
| Instrument Date | May 22, 2018 |
| Instrument | 35791 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2018 |
| Title Company | HOMEGUARD TITLE AND TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,199.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 SAINT JOHNS GOLF DR ST AUGUSTINE FL 320921053, ST AUGUSTINE, FL 32092-1053 |
| Document Number | 45511710 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 004551/001710 |
| Instrument | 35793 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 23, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 45511692, |
|---|---|
| Date | May 24, 2018 |
| Book Page | 004551/001692 |
| Instrument | 35792 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 23, 2048 |
The 2025 property tax bill for 245 Saint Johns Golf Dr was $8,584 with a homeowner's exemption, up 8.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,128 (+2.7%) | $676,815 (-3.06%) Land $154,000 Building $522,815 | |
| 2025 | $8,584.00 (+8.95%) Homeowner's exemption | $453,873 (+2.9%) | $698,155 (+9.99%) Land $154,000 Building $544,155 |
| 2024 | $7,879.00 (+2.22%) Homeowner's exemption | $441,082 (+3%) | $634,729 (+3.92%) Land $145,000 Building $489,729 |
| 2023 | $7,708.00 (+4.43%) Homeowner's exemption | $428,235 (+3%) | $610,759 (+9.26%) Land $145,000 Building $465,759 |
| 2022 | $7,381.00 Homeowner's exemption | $415,762 | $558,974 Land $123,200 Building $435,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Saint Johns Golf Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Saint Johns Golf Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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