245 Sai Ln, Turlock, CA 95382 Property Records

Stanislaus County property record for 245 Sai Ln, Turlock, CA 95382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jul 2022)
Tax Bill	$6,326 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-055-022-000`

Property Details

APN / Parcel Number

Primary APN	`072-055-022-000`
Alternative APNs	`0725522000` `0725522`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	245 SAI LN
City	TURLOCK
State	CA
Zip	95382-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMPUS PARK NO 2 LOT 3
Legal Subdivision	CAMPUS PARK 02
Legal Block	2
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	2
Census Block	2011
Census Tract	3611

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 SAI LN, TURLOCK, CA 95382-9591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Oct 12, 2018	Grant Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202249539
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0000090241
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 15, 2022
Property Address	245 SAI LN, TURLOCK, CA 95382-9591
Document Number	0000049539
Map Reference	VOL 34 PG 80
Instrument Date	Jul 11, 2022
Instrument	2022-0049539
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 SAI LN, TURLOCK, CA 95382-9591

Mortgage

Document Number	0000049540
Date	Jul 15, 2022
Instrument	2022-0049540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	245 SAI LN, TURLOCK, CA 95382-9591
Document Number	0000012659
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 SAI LN TURLOCK CA 953829591, TURLOCK, CA 95382-9591

Mortgage

Document Number	0000012659
Date	Feb 25, 2020
Instrument	12659

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 12, 2018
Property Address	245 SAI LN, TURLOCK, CA 95382-9591
Document Number	0000071264
Map Reference	VOL34 PG80
Instrument Date	Oct 11, 2018
Instrument	2018-0071264
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 SAI LN, TURLOCK, CA 95382-9591

Mortgage

Document Number	0000071265
Date	Oct 12, 2018
Instrument	2018-0071265

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,326.00 (-11.03%) Homeowner's exemption	$594,000 (-10.78%) Land $225,000 Building $369,000
2025	$7,110.00 (+2.08%) Homeowner's exemption	$665,751 (+4.04%) Land $249,696 Building $416,055
2023	$6,965.00 (+49.53%) Homeowner's exemption	$639,900 Land $240,000 Building $399,900
2022	$4,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Sai Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures