245 S McKinley Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 245 S McKinley Ave, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,222 sqft · built 1935
Lot Size	0.096 acres (4,178 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Aug 2003)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-127-140`

Property Details

APN / Parcel Number

Primary APN	`201-0-127-140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	4,178 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 34 ft wide

Location & Zoning

Street Address	245 S MCKINLEY AVE
City	OXNARD
State	CA
Zip	93030-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OFFICIAL RECS 206 PG 125
Legal Subdivision	EL RIO DE SANTA CLARA OLA
Legal Block	127
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2030
Census Tract	3201

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Prior Sale	Aug 10, 2000 · Amount on Record
Deed Document Number	2003325600
Last Transfer Date	Oct 16, 2017
Transfer Doc	0000139535
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027

Mortgage

Document Number	0000000353
Date	Jan 3, 2024
Instrument	2024000000353

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027

Mortgage

Document Number	2022000041878
Date	Apr 1, 2022
Instrument	2022000041878

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 26, 2017
Property Address	245 S MCKINLEY AVE, OXNARD, CA 93030-6027
Document Number	0000139535
Instrument Date	Oct 16, 2017
Instrument	139535
Transaction Type	Transfer
Record Updated	Dec 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 S MCKINLEY AVE OXNARD CA 930306027, OXNARD, CA 93030-6027

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,792 (+2%) Land $290,038 Building $108,754
2025	$4,770.00 (+2.21%) Homeowner's exemption	$390,973 (+4.04%) Land $284,351 Building $106,622
2024	$4,667.00 (+3.83%)
2023	$4,495.00 (+3.14%) Homeowner's exemption	$375,792 Land $273,309 Building $102,483
2022	$4,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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