245 S Main St, Coventry, RI 02816 Property Records

Coventry Town property record for 245 S Main St, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,700 sqft · built 1895
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (Sep 2025)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-0004-39`

Property Details

APN / Parcel Number

Primary APN	`19-0004-39`
Alternative APNs	`COVE M:37 L:4` `3406`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,124 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	19-0004-39
Street Address	245 S MAIN ST
City	COVENTRY
State	RI
Zip	02816-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	4
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	2
Census Block	2023
Census Tract	20602

Owner

Source: Coventry Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 S MAIN ST, COVENTRY, RI 02816-5908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Book / Page	2336 / 409
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Sep 16, 2025
Property Address	245 S MAIN ST, COVENTRY, RI 02816-5908
Document Number	002336-409
Book / Page	2336 / 409
Instrument Date	Sep 16, 2025
Instrument	4499
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 S MAIN ST, COVENTRY, RI 02816-5908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004500
Date	Sep 16, 2025
Instrument	4500

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (+1.57%)	$321,900 (-) Land $86,600 Building $235,300
2024	$5,099.00 (+3.32%)	$321,900 (-) Land $86,600 Building $235,300	$415,340
2023	$4,935.00	$321,900 Land $86,600 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880