245 S James St, Orange, CA 92869 Property Records

Orange County property record for 245 S James St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1960
Lot Size	0.14 acres (6,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$767,000 (Apr 2021)
Tax Bill	$9,199 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094-482-19`

Property Details

APN / Parcel Number

Primary APN	`094-482-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,080 sqft (0.14 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 S JAMES ST
City	ORANGE
State	CA
Zip	92869-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2700 BLK LOT 22
Legal Subdivision	TRACT NO 2700
Legal Tract	2700
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3001
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 S JAMES ST, ORANGE, CA 92869-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2021	Grant Deed, Transfer · Commercial Mortgage THE YATES LIVING TRUST
Nov 18, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PTRS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2021292607
Transfer Doc	0000667331
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 30, 2021
Property Address	245 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000292607
Map Reference	MB 127 PG 38&39
Instrument Date	Apr 7, 2021
Instrument	2021000292607
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	245 S JAMES ST, ORANGE, CA 92869-3824

Mortgage

Document Number	0000292608
Date	Apr 30, 2021
Instrument	2021000292608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2021
Property Address	245 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000138011
Map Reference	MB 127 PG 38&39
Instrument Date	Jan 20, 2021
Instrument	2021000138011
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13051 SAINT THOMAS DR, SANTA ANA, CA 92705-1345

Mortgage

Document Number	0000138012
Date	Feb 26, 2021
Instrument	2021000138012

Lender

Name	THE YATES LIVING TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Nov 18, 2020
Property Address	245 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000667331
Instrument Date	Nov 7, 2020
Instrument	667331
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 S JAMES ST ORANGE CA 928693824, ORANGE, CA 92869-3824

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	245 S JAMES ST, ORANGE, CA 92869-3824
Document Number	0000354553
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	245 S JAMES ST ORANGE CA 928693824, ORANGE, CA 92869-3824

Mortgage

Document Number	0000354553
Date	Sep 27, 2018
Instrument	354553

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,827 (+2%) Land $789,176 Building $57,651
2025	$9,199.00 (+4.52%)	$830,223 (+4.04%) Land $773,702 Building $56,521
2023	$8,801.00 (+1.96%)	$797,986 Land $743,659 Building $54,327
2022	$8,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile, Verizon.

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