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245 S Howell Ave, Chattanooga, TN 37411 Property Records

Hamilton County property record for 245 S Howell Ave, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,156 sqft · built 1925
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$431 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone AE (high risk)
APN157N B 033

Property Details

APN / Parcel Number

Primary APN157N B 033
Alternative APN
  • 0000097788

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,156 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1972
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions168 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000097788
Street Address245 S HOWELL AVE
CityCHATTANOOGA
StateTN
Zip37411-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description0097 19 16 LOT 40 BLK 7 HAMILTON PLACE S/D PB 8 PG 35
Legal SubdivisionHAMILTON PLACE
Legal Block7
Legal Lot Number40
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3010
Census Tract3000

Owner

245 S Howell Ave is owned by an individual who acquired it in December 2022.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address5813 LEE HWY STE 6, 6, CHATTANOOGA, TN 37421-3548
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2022
Deed SaleDec 20, 2022
Deed Document Number0013172824
Deed Book / Page11616 / 974
Prior Transfer DateApr 18, 2019
Prior Transfer Doc2019041800040
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 18, 2019
Property Address245 S HOWELL AVE, CHATTANOOGA, TN 37411-4845
Document Number0418000040
Book / Page011616 / 000974
Instrument DateApr 11, 2019
Instrument190418000040
Transaction TypeTransfer
Record UpdatedMay 1, 2019
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

AmountAmount on Record
Tax$166.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5813 LEEHWY #6 CHATTANOOGA TN 37421, 6, CHATTANOOGA, TN 37421

Tax Assessment & Valuation

The 2025 property tax bill for 245 S Howell Ave was $431, down 24.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431.00 (-24.91%)$28,475 (+10.91%)$113,900 (+10.91%) Land $45,000 Building $68,900
2024$574.00$25,675 (-)$102,700 (-) Land $30,000 Building $72,700
2023$574.00$25,675 (-)$102,700 (-) Land $30,000 Building $72,700
2022$574.00$25,675$102,700 Land $30,000 Building $72,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 S Howell Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 S Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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