Elmore County property record for 245 S 5th E, Mountain Home, ID 83647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,342 sqft · built 1965 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $565 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Second Mortgage + 1 more |
| APN | RPA0090017016AA |
| Primary APN | RPA0090017016AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,342 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 1,200 ft deep x 750 ft wide |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 245 S 5TH E |
|---|---|
| City | MOUNTAIN HOME |
| State | ID |
| Zip | 83647-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | LOTS 16-18 BLK 17 MTN HOME TNST |
| Legal Subdivision | MOUNTAIN HOME ORIGINAL TOWNSITE |
| Legal Block | 17 |
| Legal Lot Number | 16-18 |
| Jurisdiction | ELMORE ID |
| Township / Civil Division | MOUNTAIN HOME |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 960300 |
Source: Elmore County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage GUILD MORTGAGE COMPANY |
| Jun 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE COMPANY |
| Jul 9, 2026 | Deed of Trust, Mortgage GUILD MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2006 |
| Transfer Doc | 0000381193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE ID |
| Recording Date | Jun 10, 2026 |
| Property Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000522585 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026522585 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000522585, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026522585 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE ID |
| Recording Date | Jun 10, 2026 |
| Property Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000522586 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026522586 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000522586, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026522586 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE ID |
| Recording Date | Jul 9, 2026 |
| Property Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000523116 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026523116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 245 S 5TH E, MOUNTAIN HOME, ID 83647-3038 |
| Document Number | 0000523116, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026523116 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Elmore County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Elmore County |
| Municipality | Mountain Home City |
| Unified School District | Mountain Home School District 193 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $565.00 (-28.3%) | $323,112 (-5.2%) Land $56,000 Building $267,112 | $323,112 (-5.2%) Land $56,000 Building $267,112 |
| 2024 | $788.00 (+186.55%) | $340,841 (+5.04%) Land $49,000 Building $291,841 | $340,841 (+5.04%) Land $49,000 Building $291,841 |
| 2023 | $275.00 (-53.15%) | $324,501 (+3.99%) Land $38,000 Building $286,501 | $324,501 (+3.99%) Land $38,000 Building $286,501 |
| 2022 | $587.00 | $312,056 Land $34,500 Building $277,556 | $312,056 Land $34,500 Building $277,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOME serves 14,651 people · EPA ID ID4200032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 121 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
May also be available: CenturyLink, Verizon.
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