San Bernardino County property record for 245 S 1st Ave, Upland, CA 91786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,188 sqft · built 1914 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,305 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1047-061-18-0000 |
| Primary APN | 1047-061-18-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Family Room | Family Room |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 126 sqft |
| Patio Area | 126 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 245 S 1ST AVE |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-6650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N W STOWELL SUB LOT 19 BLK 648 |
| Legal Subdivision | N W STOWELLS SUBDIVISION |
| Legal Block | 648 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 904 |
245 S 1st Ave is owned and occupied by two individuals who acquired it in March 2017.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 S 1ST AVE, UPLAND, CA 91786-6650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Mar 9, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage BEST CAPITAL FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2017 |
| Deed Sale | Mar 9, 2017 |
| Prior Sale | Aug 15, 2014 · Amount on File |
| Deed Document Number | 2017102873 |
| Prior Transfer Date | Feb 27, 2017 |
| Prior Transfer Doc | 0000102873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 245 S 1ST AVE, UPLAND, CA 91786-6650 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 245 S 1ST AVE, UPLAND, CA 91786-6650 |
| Document Number | 0000213852 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-0213852 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 9, 2017 |
| Property Address | 245 S 1ST AVE, UPLAND, CA 91786-6650 |
| Document Number | 0000102873 |
| Map Reference | MAP5 PG18 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2017-0102873 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 S 1ST AVE, UPLAND, CA 91786-6650 |
| Document Number | 0000102874 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 2017-0102874 |
| Name | BEST CAPITAL FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 245 S 1st Ave was $4,305.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Ontario-Montclair School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $381,953 (+2%) Land $114,967 Building $266,986 | |
| 2025 | $4,305.00 | $374,464 Land $112,713 Building $261,751 |
| 2023 | $3,973.00 (+5.27%) | $349,324 Land $108,337 Building $240,987 |
| 2022 | $3,774.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 245 S 1st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 245 S 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPLAND serves 78,376 people · EPA ID CA3610050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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