245 S 10th St, Reading, PA 19602 Property Records

Berks County property record for 245 S 10th St, Reading, PA 19602

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,986 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Jun 2021)
Tax Bill	$1,422 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5316-29-08-6740`

Property Details

APN / Parcel Number

Primary APN	`5316-29-08-6740`
Alternative APNs	`10-5316-29-08-6740` `10157900` `157900`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	3 Stories
Building Area	2,986 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10157900
Street Address	245 S 10TH ST
City	READING
State	PA
Zip	19602-1942
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	08
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1005
Census Tract	2100

Owner

245 S 10th St, a residential property, is owned by a company that bought it in June 2021.

Source: Berks County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	3110 CHESTNUT HILL RD, POTTSTOWN, PA 19465-8561
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage HARD MONEY PA LLC
Jun 28, 2021	Warranty Deed, Transfer BEST ABSTRACT LLC, ABES ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	202132352
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Sep 18, 2026
Property Address	245 S 10TH ST, READING, PA 19602-1942
Document Number	0000031522
Instrument Date	Sep 18, 2026
Instrument	202631522
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	HEARTLAND ABSTRACT INC, HEARTLAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3110 CHESTNUT HILL RD, POTTSTOWN, PA 19465-8561

Mortgage

Document Number	0000031522,
Date	Sep 18, 2026
Instrument	202631522

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	245 S 10TH ST, READING, PA 19602-1942
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	HEARTLAND ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 WEST ST, POTTSTOWN, PA 19464-4744

Mortgage

Document Number	0000057520
Date	Nov 17, 2021
Instrument	2021057520

Lender

Name	HARD MONEY PA LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Jun 28, 2021
Property Address	245 S 10TH ST, READING, PA 19602-1942
Document Number	0000032352
Instrument Date	Jun 24, 2021
Instrument	2021032352
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 WEST ST, POTTSTOWN, PA 19464-4744

Tax Assessment & Valuation

The 2026 property tax bill for 245 S 10th St was $1,422.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,422.00	$50,400 Land $8,800 Building $41,600	$8,800 Land $8,800
2024	$1,334.00	$50,400 Land $8,800 Building $41,600
1994			$50,400 Land $8,800 Building $41,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 245 S 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 S 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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