245 Ryan Ter, San Ramon, CA 94583 Property Records

Contra Costa County property record for 245 Ryan Ter, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,956 sqft · built 2016
Lot Size	0.024 acres (1,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Mar 2017)
Tax Bill	$11,664 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-800-047-2`

Property Details

APN / Parcel Number

Primary APN	`208-800-047-2`
Alternative APN	`208-800-047`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	873 sqft
Basement Area	315 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	1,065 sqft (0.024 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	245 RYAN TER
City	SAN RAMON
State	CA
Zip	94583-1546
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T9323 L1 U47
Legal Subdivision	SUBDIVISION 9323 BLDG 16
Legal Tract	9323
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	345205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 RYAN TER, SAN RAMON, CA 94583-1546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	201738193
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	245 RYAN TER, SAN RAMON, CA 94583-1546
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065259
Date	Apr 26, 2018
Instrument	2018-065259

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	245 RYAN TER, SAN RAMON, CA 94583-1546
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044402
Date	Apr 1, 2019
Instrument	2019-044402

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	245 RYAN TER, SAN RAMON, CA 94583-1546
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144625
Date	Jul 20, 2020
Instrument	2020-144625

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,516 (+2%) Land $473,516 Building $438,000
2025	$11,664.00 (+4.11%)	$893,644 (+4.04%) Land $464,232 Building $429,412
2023	$11,203.00 (+0.98%)	$858,945 Land $446,206 Building $412,739
2022	$11,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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