245 Rutherford Ave, Delaware, OH 43015 Property Records

Delaware County property record for 245 Rutherford Ave, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,970 sqft · built 1992
Lot Size	0.214 acres (9,314 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Mar 2024)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-311-07-023-000`

Property Details

APN / Parcel Number

Primary APN	`519-311-07-023-000`
Alternative APN	`147256.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	3,176 sqft
1st Floor Area	1,330 sqft
Upper Floors Area	640 sqft
Basement Area	724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	9,314 sqft (0.214 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	245 RUTHERFORD AVE
City	DELAWARE
State	OH
Zip	43015-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5447 SHELBOURNE FOREST
Legal Subdivision	SHELBOURNE FOREST
Legal Lot Number	5447
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2009
Census Tract	10420

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5950 SYMPHONY WOODS RD, 301, COLUMBIA, MD 21044-3590
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Document Number	20244320
Deed Book / Page	2079 / 960
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 6, 2024
Property Address	245 RUTHERFORD AVE, DELAWARE, OH 43015-1193
Document Number	0000004320
Book / Page	2079 / 960
Map Reference	MB 23 PG 25
Instrument Date	Feb 29, 2024
Instrument	202400004320
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 SYMPHONY WOODS RD STE 301, 301, COLUMBIA, MD 21044-3590

Mortgage

Document Number	0000004321
Date	Mar 6, 2024
Instrument	202400004321

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (+24.76%)	$114,350 (+18.41%) Land $20,580 Building $93,770	$326,700 (+18.41%) Land $58,800 Building $267,900
2024	$4,559.00 (-0.18%) Homeowner's exemption	$96,570 (-) Land $20,580 Building $75,990
2023	$4,567.00 (+12.57%) Homeowner's exemption	$96,570 (+29.71%) Land $20,580 Building $75,990	$275,900 (+29.71%) Land $58,800 Building $217,100
2022	$4,057.00 Homeowner's exemption	$74,450 Land $14,810 Building $59,640
2020			$212,700 Land $42,300 Building $170,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20