245 Ruth Ave, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 245 Ruth Ave, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,136 sqft · built 1950
Lot Size	0.215 acres (9,361 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Dec 2016)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02379-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`03-02379-0000-00024`
Alternative APNs	`0300875000000001` `030237900024`

Interior

Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Lot Area	9,361 sqft (0.215 acres)
Lot Dimensions	130 ft deep x 72 ft wide

Location & Zoning

Old Parcel Number	0300875000000001
Street Address	245 RUTH AVE
City	TRENTON
State	NJ
Zip	08610-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	25,07368-H
Legal Block	2379
Legal Lot Number	24
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 RUTH AVE, TRENTON, NJ 08610-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2016 · Amount on Record
Deed Sale	Dec 5, 2016 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	201656571
Deed Book / Page	6269 / 1691
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	245 RUTH AVE, HAMILTON, NJ 08610-3926
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 RUTH AVE, HAMILTON, NJ 08610-3926

Mortgage

Document Number	0000042977
Date	Sep 13, 2022
Book Page	11765/1111
Instrument	2022042977

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	245 RUTH AVE, HAMILTON, NJ 08610-3926
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 RUTH AVE, HAMILTON, NJ 08610-3926

Mortgage

Document Number	0000042976
Date	Sep 13, 2022
Book Page	722/142
Instrument	2022042976

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	245 RUTH AVE, HAMILTON, NJ 08610-3926
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035837
Date	Aug 4, 2017
Book Page	11290/1148
Instrument	2017035837

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,500 (-) Land $58,700 Building $95,800	$154,500 (-) Land $58,700 Building $95,800
2025	$5,729.00 (+5.24%)	$154,500 (-) Land $58,700 Building $95,800	$154,500 (-) Land $58,700 Building $95,800
2024	$5,444.00 (+8.4%)
2023		$154,500 Land $58,700 Building $95,800	$154,500 Land $58,700 Building $95,800
2022	$5,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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