245 Rough Knob Loop Dr, Linville, NC 28646 Property Records

Avery County property record for 245 Rough Knob Loop Dr, Linville, NC 28646

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,018 sqft · built 2007
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$2,650,000 (Sep 2022)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78660`

Property Details

APN / Parcel Number

Primary APN	`78660`
Alternative APNs	`18640008065600000` `44545`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,018 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,106 sqft
Deck Area	1,158 sqft
Patio Area	1,302 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	78660
Street Address	245 ROUGH KNOB LOOP DR
City	LINVILLE
State	NC
Zip	28646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG ROUGH KNOB LOT 6 PLAT 38-297B
Legal Subdivision	BIG ROUGH KNOB
Legal Lot Number	6
Jurisdiction	AVERY NC
Township / Civil Division	CAREY'S FLAT
Census Block Group	2
Census Block	2044
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	901 PATRICK JOHNSTON LN, DAVIDSON, NC 28036-7201
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Mar 13, 2014
Deed Document Number	0000582799
Deed Book / Page	582 / 799
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Sep 29, 2022
Property Address	245 ROUGH KNOB LOOP DR, LINVILLE, NC 28646
Document Number	0000005644
Book / Page	582 / 799
Map Reference	MB 38 PG 297B
Instrument Date	Sep 26, 2022
Instrument	2022005644
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 WINGO WAY UNIT 426, 155, MOUNT PLEASANT, SC 29464-1859

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	901 PATRICK JOHNSTON LN, DAVIDSON, NC 28036-7201

Mortgage

Document Number	0000582802
Date	Sep 29, 2022
Instrument	582/802

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.85%
Index	Other
Margin	3
Max Rate	8.85%

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00	$1,740,600 (-) Land $300,000 Building $1,440,600	$1,740,600 (-) Land $300,000 Building $1,440,600
2023	$6,962.00	$1,740,600 (-) Land $300,000 Building $1,440,600	$1,740,600 (-) Land $300,000 Building $1,440,600
2022	$6,962.00	$1,740,600 Land $300,000 Building $1,440,600	$1,740,600 Land $300,000 Building $1,440,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	23 (1994–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Tropical Storm Frances, Sep 2004 · 3 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

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