245 Roma Rd, Ringgold, VA 24586 Property Records

Pittsylvania County property record for 245 Roma Rd, Ringgold, VA 24586

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,496 sqft · built 1993
Lot Size	14.1 acres (616,374 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Nov 2018)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2346-80-8355`

Property Details

APN / Parcel Number

Primary APN	`2346-80-8355`
Alternative APN	`248365`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	616,374 sqft (14.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	248365
Street Address	245 ROMA RD
City	RINGGOLD
State	VA
Zip	24586-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ST RD 693 LOTS 1-2 14.15 AC
Legal Lot Number	1-2
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	DAN RIVER
Census Block Group	2
Census Block	2004
Census Tract	10803

Owner

245 Roma Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Pittsylvania County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Intrafamily Transfer, Transfer · Line of Credit STATE EMPLOYEES CREDIT UNION
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION INC
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Nov 9, 2018	Special Warranty Deed, Transfer · Conventional Mortgage BEACON CREDIT UNION
Feb 20, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20185257
Last Transfer Date	Mar 5, 2022
Transfer Doc	0000002812
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PITTSYLVANIA VA
Recording Date	May 13, 2022
Property Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Document Number	0220002812
Instrument Date	May 3, 2022
Instrument	220002812
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ROMA RD, RINGGOLD, VA 24586-2630

Mortgage

Document Number	0220002813
Date	May 13, 2022
Instrument	220002813

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000224
Date	Jan 15, 2019
Instrument	190000224

Lender

Name	BEACON CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006620
Date	Oct 25, 2021
Instrument	210006620

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Nov 9, 2018
Property Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Document Number	180005257
Instrument Date	Oct 18, 2018
Instrument	180005257
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ALL-VIRGINIA TITLE AND ESCROW IN, ALL VIRGINIA TITLE & ESC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ROMA RD, RINGGOLD, VA 24586-2630

Mortgage

Document Number	180005258
Date	Nov 9, 2018
Instrument	180005258

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Feb 20, 2018
Property Address	245 ROMA RD, RINGGOLD, VA 24586-2630
Document Number	180000734
Instrument Date	Jan 24, 2018
Instrument	180000734
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

The 2026 property tax bill for 245 Roma Rd was $1,784, up 0.1% from the year before.

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00 (+0.06%)	$287,700 Land $44,300 Building $243,400	$287,700 Land $44,300 Building $243,400
2025	$1,783.00
2022		$195,200 Land $44,300 Building $150,900	$195,200 Land $44,300 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Roma Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Roma Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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