245 Rolling Ridge Way, Simpsonville, KY 40067 Property Records

Shelby County property record for 245 Rolling Ridge Way, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1992
Lot Size	0.354 acres (15,448 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Mar 2017)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015B-04-006`

Property Details

APN / Parcel Number

Primary APN	`015B-04-006`
Alternative APN	`0038195`

Interior

Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,448 sqft (0.354 acres)
Driveway	Driveway
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0038195
Street Address	245 ROLLING RIDGE WAY
City	SIMPSONVILLE
State	KY
Zip	40067-6666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING RIDGE LOT 97
Legal Subdivision	ROLLING RIDGE SUB
Legal Phase	3
Legal Lot Number	97
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	40503

Owner

245 Rolling Ridge Way is owned by a company that bought it in March 2017.

Source: Shelby County records, as of February 17, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 861, TAYLORSVILLE, KY 40071-0861
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Deed of Trust, Mortgage REPUBLIC BANK & TRUST CO
May 9, 2005	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK OF TAYLORSVILLE
Apr 23, 2008	Deed of Trust, Mortgage · Line of Credit AMERICAN FOUNDERS BANK INC
Dec 6, 2006	Deed of Trust, Mortgage · Line of Credit AMERICAN FOUNDERS BANK INC
Apr 23, 2008	Intrafamily Transfer, Transfer AMERICAN FOUNDERS BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on File
Deed Sale	Mar 21, 2017 · Amount on File
Deed Document Number	2017429179
Deed Book / Page	621 / 542
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	00D511/711
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	245 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1046/490
Date	May 31, 2017
Book Page	M1046/490
Instrument	431243

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 15, 2027

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	245 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M640/220
Date	May 9, 2005
Book Page	M640/220
Instrument	304991

Lender

Name	PEOPLES BANK OF TAYLORSVILLE
Address	TAYLORSVILLE, KY 40071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	245 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M766/043
Date	Apr 23, 2008
Book Page	M766/043
Instrument	00340560

Lender

Name	AMERICAN FOUNDERS BANK INC
Address	SHELBYVILLE, KY 40065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 25, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	245 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M715/762
Date	Dec 6, 2006
Book Page	M715/762
Instrument	325391

Lender

Name	AMERICAN FOUNDERS BANK INC
Address	SHELBYVILLE, KY 40065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY KY
Recording Date	Apr 23, 2008
Property Address	245 ROLLING RIDGE WAY, SIMPSONVILLE, KY 40067-6666
Document Number	00D511/711
Book / Page	D511 / 711
Map Reference	CAB 2 SL 377
Instrument Date	Apr 10, 2008
Instrument	00340558
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 KAREN CT, SHELBYVILLE, KY 40065-8885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ROLLINF RIDGE WAY, SIMPSONVILLE, KY 40067-6666

Mortgage

Document Number	0000340559
Date	Apr 23, 2008
Instrument	00340559

Lender

Name	AMERICAN FOUNDERS BANK INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 30, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 245 Rolling Ridge Way was $1,817.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Municipality	Simpsonville City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00	$157,500	$157,500
2023	$1,860.00	$157,500	$157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Rolling Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Rolling Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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