245 Ridgemont Rd, Grosse Pointe Farms, MI 48236 Property Records

Wayne County property record for 245 Ridgemont Rd, Grosse Pointe Farms, MI 48236

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,675 sqft · built 1929
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Jan 1999)
Tax Bill$6,684 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN38 006 01 0238 000

Property Details

APN / Parcel Number

Primary APN38 006 01 0238 000

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,675 sqft Living Area
1st Floor Area856 sqft
Basement Area840 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1963
Exterior MaterialAdobe
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions148 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address245 RIDGEMONT RD
CityGROSSE POINTE FARMS
StateMI
Zip48236-3131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFMS238 LOT 238 ASSESSORS GROSSE POINTE FARMS PLAT NO. 5 PC 404 L66 P100 WCR
Legal SubdivisionGROSSE POINTE
Legal Lot Number238
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE POINTE FARMS
Census Block Group1
Census Block1004
Census Tract550700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 1999 · Amount on Record
Deed SaleJan 13, 1999 · Amount on Record
Prior SaleJan 8, 1996 · Amount on Record
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address245 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0541361038
DateDec 22, 2017
Book Page54136/1038
Instrument2017394345
Lender
NameDITECH.COM
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityGrosse Pointe Farms City
Unified School DistrictGrosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,200 (+5.72%)$384,400 (+5.72%)
2025$6,684.00 (+23.96%) Homeowner's exemption$181,800 (+14.85%)$363,600 (+14.85%)
2023$158,300$316,600
2021$5,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimApr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROSSE POINTE FARMS
serves 9,757 people · EPA ID MI0002890
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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