245 Reflections Dr, Apt 24, San Ramon, CA 94583 Property Records

Contra Costa County property record for 245 Reflections Dr, Apt 24, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.015 acres (657 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2019)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Sep 2019 Transfer May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-116-8`

Property Details

APN / Parcel Number

Primary APN	`213-781-116-8`
Alternative APN	`213-781-116`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	657 sqft (0.015 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	245 REFLECTIONS DR, 24
City	SAN RAMON
State	CA
Zip	94583-4735
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B6 U24
Legal Subdivision	REFLECTIONS SUB 6480
Legal Tract	6780
Legal Block	6
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

245 Reflections Dr, Apt 24 is owned and occupied by an individual who acquired it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	245 REFLECTIONS DR, 24, SAN RAMON, CA 94583-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Quit Claim Deed NORTH AMERICAN TITLE
May 7, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	Aug 21, 2014 · Amount on File
Deed Document Number	201965333
Last Transfer Date	Sep 4, 2019
Transfer Doc	0000160831
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 26, 2019
Property Address	245 REFLECTIONS DR APT 24, 24, SAN RAMON, CA 94583-4735
Document Number	0000160831
Instrument Date	Sep 4, 2019
Instrument	160831
Record Updated	Oct 15, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 REFLECTIONS DR #24 SAN RAMON CA 945834735, 24, SAN RAMON, CA 94583-4735

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2019
Property Address	245 REFLECTIONS DR APT 24, 24, SAN RAMON, CA 94583-4735
Document Number	0000065333
Map Reference	MB 326 PG 1
Instrument Date	Apr 10, 2019
Instrument	2019-065333
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 REFLECTIONS DR APT 24, 24, SAN RAMON, CA 94583-4735

Mortgage

Document Number	0000065334
Date	May 7, 2019
Instrument	2019-065334

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2019
Property Address	245 REFLECTIONS DR APT 24, 24, SAN RAMON, CA 94583-4735
Document Number	0000065331
Instrument Date	Jan 3, 2019
Instrument	65331
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 REFLECTIONS DR #24 SAN RAMON CA 945834735, 24, SAN RAMON, CA 94583-4735

Tax Assessment & Valuation

The 2025 property tax bill for 245 Reflections Dr, Apt 24 was $5,900 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$411,000 (-12.28%) Land $293,573 Building $117,427
2025	$5,900.00 Homeowner's exemption	$468,514 Land $334,654 Building $133,860
2023	$5,718.00 (+0.11%) Homeowner's exemption	$450,323 Land $321,660 Building $128,663
2022	$5,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 Reflections Dr, Apt 24 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Reflections Dr, Apt 24 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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