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245 Reflections Dr, Apt 13, San Ramon, CA 94583 Property Records

Contra Costa County property record for 245 Reflections Dr, Apt 13, San Ramon, CA 94583

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 949 sqft · built 1988
Lot Size0.024 acres (1,057 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Jan 2011)
Tax Bill$3,699 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN213-781-039-2

Property Details

APN / Parcel Number

Primary APN213-781-039-2
Alternative APN
  • 213-781-039

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area949 sqft Living Area
1st Floor Area949 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area1,057 sqft (0.024 acres)
Garage TypeAttached
Garage Area180 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address245 REFLECTIONS DR, 13
CitySAN RAMON
StateCA
Zip94583-4763
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT6780 L2 B6 U13
Legal SubdivisionREFLECTION CONDO PLAN BLDG 6
Legal Tract6780
Legal Block6
Legal Lot Number2
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4003
Census Tract345111

Owner

245 Reflections Dr, Apt 13 is owned and occupied by two individuals who acquired it in October 2020.

Source: Contra Costa County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address245 REFLECTIONS DR, 13, SAN RAMON, CA 94583-4763
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2011 · Amount on File
Deed SaleJan 28, 2011 · Amount on File
Prior SaleNov 21, 2006 · Amount on File
Deed Document Number201121614
Last Transfer DateOct 28, 2020
Transfer Doc0000259332
Record UpdatedSep 20, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 2, 2020
Property Address245 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4763
Document Number0000259332
Map ReferenceMB 326 PG 1
Instrument DateOct 28, 2020
Instrument2020-259332
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 REFLECTIONS DR APT 13, 13, SAN RAMON, CA 94583-4763

Mortgage

Document Number0000259333
DateNov 2, 2020
Instrument2020-259333
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 245 Reflections Dr, Apt 13 was $3,699 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$270,494 (+2%) Land $182,945 Building $87,549
2025$3,699.00 Homeowner's exemption$265,191 Land $179,358 Building $85,833
2023$3,591.00 (-0.28%) Homeowner's exemption$254,895 Land $172,395 Building $82,500
2022$3,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 Reflections Dr, Apt 13 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Reflections Dr, Apt 13 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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