245 Reading Way, Monument, CO 80132 Property Records

El Paso County property record for 245 Reading Way, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,179 sqft · built 2014
Lot Size	0.254 acres (11,060 sqft)
Owner	2 Individual Names on File
Last Sale	$569,950 (Apr 2019)
Tax Bill	$5,064 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`61303-15-051`

Property Details

APN / Parcel Number

Primary APN	`61303-15-051`
Alternative APN	`R6130315051`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,179 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	1,623 sqft
Basement Area	1,623 sqft
Finished Basement	1,556 sqft
Unfinished Basement	67 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,060 sqft (0.254 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	553 sqft
Balcony Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R6130315051
Street Address	245 READING WAY
City	MONUMENT
State	CO
Zip	80132-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 17 BLK 1 PROMONTORY POINTE
Legal Subdivision	PROMONTORY POINTE
Legal Block	1
Legal Lot Number	17
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3020
Census Tract	7301

Owner

245 Reading Way is owned and occupied by two individuals who bought it in April 2019.

Source: El Paso County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 READING WAY, MONUMENT, CO 80132-8292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Apr 2, 2019	Warranty Deed, Transfer · Line of Credit ANB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Document Number	201933366
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	245 READING WAY, MONUMENT, CO 80132-8292
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125664
Date	Oct 9, 2019
Instrument	219125664

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 2, 2019
Property Address	245 READING WAY, MONUMENT, CO 80132-8292
Document Number	0000033366
Map Reference	DOC 211085294
Instrument Date	Mar 29, 2019
Instrument	219033366
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 READING WAY, MONUMENT, CO 80132-8292

Mortgage

Document Number	0000033367
Date	Apr 2, 2019
Instrument	219033367

Lender

Name	ANB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 245 Reading Way was $5,064, up 5.4% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,300 (-)	$784,440 (-)
2025	$5,064.00 (+5.39%)	$55,300 (+6.51%) Land $7,670 Building $47,630	$784,440 Land $108,800 Building $675,640
2024	$4,805.00 (+1.26%)	$51,920 (-) Land $7,290 Building $44,630
2023	$4,745.00 (+15.23%)	$51,920 (+36.67%) Land $7,290 Building $44,630	$774,967 (+41.75%) Land $108,800 Building $666,167
2022	$4,118.00	$37,990 Land $6,870 Building $31,120	$546,722 Land $98,900 Building $447,822

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Reading Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Reading Way is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Conexon Connect.

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