Santa Cruz County property record for 245 Rainbow Ln, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1966 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Trust Name on File |
| Last Sale | $950,000 (Nov 2021) |
| Tax Bill | $12,442 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-331-12 |
| Primary APN | 050-331-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 245 RAINBOW LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | TRACT 433 LOT 12 |
| Legal Subdivision | SUNNY MEADOWS |
| Legal Tract | 433 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 123100 |
Source: Santa Cruz County records · APN 050-331-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 245 RAINBOW LN, WATSONVILLE, CA 95076-0725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 29, 2021 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 22, 2017 | Grant Deed, Transfer · Conventional Mortgage PRINCETON CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Feb 22, 2017 · Amount on Record |
| Deed Document Number | 202157997 |
| Last Transfer Date | Jan 11, 2022 |
| Transfer Doc | 0000010751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 245 RAINBOW LN, WATSONVILLE, CA 95076-0725 |
| Document Number | 0000057997 |
| Map Reference | MB 42 PG 40 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0057997 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 740 FRONT ST STE 200, 200, SANTA CRUZ, CA 95060-4536 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 245 RAINBOW LN, WATSONVILLE, CA 95076-0725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COM |
| Name | Verified Name |
|---|---|
| Address | 245 RAINBOW LN, WATSONVILLE, CA 95076-0725 |
| Document Number | 0000036725 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-0036725 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 22, 2017 |
| Property Address | 245 RAINBOW LN, WATSONVILLE, CA 95076-0725 |
| Document Number | 0000006229 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 6229 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $743.05 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 245 RAINBOW LN WATSONVILLE CA 950760725, WATSONVILLE, CA 95076-0725 |
| Document Number | 6230 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 6230 |
| Name | PRINCETON CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS GATOS, CA 95032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028,310 (+2%) Land $616,986 Building $411,324 | ||
| 2025 | $12,442.00 (+13.07%) | $1,008,148 (+4.04%) Land $604,889 Building $403,259 | |
| 2023 | $11,004.00 (+1.82%) | $969,000 Land $581,400 Building $387,600 | $887,310 |
| 2022 | $10,807.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Internet Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: Verizon.
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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