O'Brien County property record for 245 Rainbow Dr, Sheldon, IA 51201 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,040 sqft · built 1994 |
| Lot Size | 0.329 acres (14,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,250 (Aug 2024) |
| Tax Bill | $5,426 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0049175500 |
| Primary APN | 0049175500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft 1st Floor |
| Basement Area | 2,040 sqft Basement |
| Finished Basement | 1,640 sqft Finished |
| Unfinished Basement | 400 sqft Unfinished |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,338 sqft (0.329 acres) |
| Lot Dimensions | 115 ft deep x 141 ft wide |
| Garage Type | Attached |
| Garage Area | 1,450 sqft Garage |
| Deck Area | 186 sqft Deck |
| Patio Area | 305 sqft Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 245 RAINBOW DR |
|---|---|
| City | SHELDON |
| State | IA |
| Zip | 51201-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW HORIZON THIRD ADD LOT 5 & PARCEL C & S 12 OF LOT 6 BLK 1 |
| Legal Subdivision | NEW HORIZON THIRD ADD |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 490300 |
Source: O'Brien County records · APN 0049175500
Assessment roll updated December 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Dec 21, 2023 | Deed of Trust, Mortgage · Line of Credit THE SECURITY NATIONAL BANK OF SIOUX CITY |
| May 21, 2025 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK |
| Sep 21, 2006 | Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK |
| Aug 02, 2007 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 20, 2024 | Deed of Trust, Mortgage · Line of Credit THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHWESTERN BANK NA |
| Nov 28, 2018 | Legal Action/Court Order, Foreclosure · Line of Credit CITIZENS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2024 · Amount on Record |
| Deed Sale | Aug 05, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2023 · Amount on Record |
| Deed Document Number | 20241646 |
| Prior Transfer Date | Jul 30, 2024 |
| Prior Transfer Doc | 0000001646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202000920 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-00920 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELDON, IA 51201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0020232743 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-2743 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Address | 934 3RD AVE, SHELDON, IA 51201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2038 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0020251112 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 2025-1112 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 934 3RD AVE, SHELDON, IA 51201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2040 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200602391 |
|---|---|
| Date | Sep 21, 2006 |
| Instrument | 2006-02391 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Address | HULL, IA 51239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200701929 |
|---|---|
| Date | Aug 02, 2007 |
| Instrument | 2007-01929 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | ROCK VALLEY, IA 51247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0020242648 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 2024-2648 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Address | 934 3RD AVE, SHELDON, IA 51201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2039 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 29, 2023 |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0202301359 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-01359 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0202301360 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023-01360 |
| Name | NORTHWESTERN BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2038 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Nov 28, 2018 |
| Property Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0201802638 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018-02638 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 RAINBOW DR, SHELDON, IA 51201-1203 |
| Document Number | 0201802639 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018-02639 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: O'Brien County records · Assessment roll updated December 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sheldon City |
| Unified School District | Sheldon Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,426.00 Homeowner's exemption | $382,460 (+13.33%) Land $33,490 Building $348,970 | $382,460 (+13.33%) Land $33,490 Building $348,970 |
| 2024 | $5,426.00 (+7.87%) | ||
| 2023 | $337,480 (+15.41%) Land $30,200 Building $307,280 | $337,480 (+15.41%) Land $30,200 Building $307,280 | |
| 2022 | $5,030.00 (+0.48%) Homeowner's exemption | $292,410 Land $27,450 Building $264,960 | |
| 2021 | $5,006.00 | $292,410 Land $27,450 Building $264,960 |
Source: FEMA National Flood Hazard Layer, O'Brien County (19141C), updated December 16, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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