245 Racoon Rd, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 245 Racoon Rd, Mattituck, NY 11952

Property Summary

Property TypeSingle Family Home
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2012)
Tax Bill$6,329 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN473889 106.-10-11

Property Details

APN / Parcel Number

Primary APN473889 106.-10-11
Alternative APNs
  • 1000-106.00-10.00-011.000
  • 388910600000100110000000
  • 47380013395
  • 14

Exterior

Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Account Number14
Street Address245 RACOON RD
CityMATTITUCK
StateNY
Zip11952-2097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionBOOK 12446 PAGE 869 BILL 012926
Legal Block10
Legal Lot Number11
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group1
Census Block1017
Census Tract170003

Owner

245 Racoon Rd is owned and occupied by two individuals who bought it in January 2012.

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address245 RACOON RD, MATTITUCK, NY 11952-2097
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2012 · Amount on File
Deed SaleJan 26, 2012 · Amount on File
Prior SaleMar 7, 1994 · Amount on File
Deed Book / Page12683 / 252
Prior Transfer DateJul 13, 2000
Prior Transfer Doc1207000391
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address245 RACOON RD, MATTITUCK, NY 11952-2097
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0237120845
DateFeb 19, 2026
Book Page23712/845
Lender
NameTEACHERS FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term349 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,300 Land $900 Building $3,400$781,818 Land $163,636 Building $618,182
2024$6,329.00
2023$4,300 Land $900 Building $3,400$7,544 Land $1,579 Building $5,965

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 245 Racoon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Racoon Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Racoon Rd

Nearby Streets

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