245 Prospect St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 245 Prospect St, Pawtucket, RI 02860

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,198 sqft · built 1910
Lot Size	0.203 acres (8,862 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:35 L:0340`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:35 L:0340`
Alternative APN	`350340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,198 sqft Living Area
Gross Area	4,487 sqft
1st Floor Area	1,085 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,862 sqft (0.203 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	350340
Street Address	245 PROSPECT ST
City	PAWTUCKET
State	RI
Zip	02860-4425
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM
Legal Lot Number	340
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2021
Census Tract	16700

Owner

245 Prospect St, a duplex, is owned by two individuals.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SUMMIT ST, JOHNSTON, RI 02919-6523
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	245 PROSPECT ST, PAWTUCKET, RI 02860-4425
Document Number	4264-191
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245-247 PROSPECT ST PAWTUCKET RI 028604425, PAWTUCKET, RI 02860-4425

Mortgage

Document Number	4264-191
Date	Aug 3, 2018
Book Page	004264/000191
Instrument	70

Lender

Name	ALLIANCE BLACKSTN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 245 Prospect St was $4,842.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00	$368,200 Land $101,900 Building $266,300	$480,762
2023	$4,303.00 (+2.18%)	$254,000 (-) Land $75,400 Building $178,600
2022	$4,211.00	$254,000 Land $75,400 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 245 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30