Guadalupe County property record for 245 Prairie Vista, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,464 sqft · built 2016 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,900 (Nov 2016) |
| Tax Bill | $5,176 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3905400703100000 |
| Primary APN | 1G3905400703100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 3,198 sqft |
| 1st Floor Area | 1,240 sqft |
| 2nd Floor Area | 12,245 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 245 PRAIRIE VIS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIBOLO VISTAS PHASE #4 BLOCK 7 LOT 31 0.1263 AC |
| Legal Subdivision | CIBOLO VISTAS PHASE #4 |
| Legal Phase | 4 |
| Legal Tract | 31 |
| Legal Block | 7 |
| Legal Lot Number | 31 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 210612 |
245 Prairie Vista is owned and occupied by two individuals who bought it in November 2016.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 PRAIRIE VIS, CIBOLO, TX 78108-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Sep 19, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on File |
| Deed Sale | Nov 3, 2016 · Amount on File |
| Deed Document Number | 201624467 |
| Prior Transfer Date | Nov 1, 2016 |
| Prior Transfer Doc | 0000024467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 22, 2026 |
| Property Address | 245 PRAIRIE VIS, CIBOLO, TX 78108-9701 |
| Document Number | 0000013492 |
| Instrument Date | May 15, 2026 |
| Instrument | 202613492 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 245 PRAIRIE VIS, CIBOLO, TX 78108-9701 |
| Document Number | 0000013492, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202613492 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 10, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 245 PRAIRIE VIS, CIBOLO, TX 78108-9701 |
| Document Number | 0000029247 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 PRAIRIE VIS CIBOLO TX 781089701, CIBOLO, TX 78108-9701 |
| Document Number | 0000029247 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 29247 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 432 Months |
| Due | Oct 15, 2056 |
The 2025 property tax bill for 245 Prairie Vista was $5,176 with a homeowner's exemption, down 15% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,193 (-7.51%) Land $40,703 Building $280,490 | $321,193 (-7.51%) Land $40,703 Building $280,490 | |
| 2025 | $5,176.00 (-15.04%) Homeowner's exemption | $347,265 Land $35,907 Building $311,358 | $347,265 Land $35,907 Building $311,358 |
| 2024 | $6,092.00 (+13.61%) | ||
| 2023 | $5,362.00 (-11.4%) Homeowner's exemption | $366,235 Land $56,374 Building $309,861 | $366,235 Land $56,374 Building $309,861 |
| 2022 | $6,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Prairie Vista in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Prairie Vista is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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