245 Potter Rd, Amsterdam, NY 12010 Property Records

Schenectady County and Glenville Town property record for 245 Potter Rd, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,379 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Dec 2023)
Tax Bill	$9,558 (2026)
Deeds & Mortgages	Jun 2022 Second Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422289 3.-2-8.2`

Property Details

APN / Parcel Number

Primary APN	`422289 3.-2-8.2`
Alternative APNs	`228900300000020080020000` `D07320`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	1,347 sqft
2nd Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	495 ft deep x 358 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D07320
Street Address	245 POTTER RD
City	AMSTERDAM
State	NY
Zip	12010-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	HL2G SP
Legal Block	2
Legal Lot Number	8.002
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1011
Census Tract	32504

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 POTTER RD, AMSTERDAM, NY 12010-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA
Apr 9, 2019	Deed with Mortgage, Transfer · Conventional with PMI FIRST NAT'L BK/SCOTIA
Apr 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	202368445
Deed Book / Page	2120 / 798
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	0000018313
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	245 POTTER RD, AMSTERDAM, NY 12010-8512
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 POTTER RD, AMSTERDAM, NY 12010-8512

Mortgage

Document Number	0000031591
Date	Jun 15, 2022
Book Page	5234/277
Instrument	202231591

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	245 POTTER RD, AMSTERDAM, NY 12010-8512
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046458
Date	Aug 16, 2023
Book Page	5323/720
Instrument	202346458

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 9, 2019
Property Address	245 POTTER RD, AMSTERDAM, NY 12010-8512
Book / Page	002008 / 000986
Instrument Date	Apr 4, 2019
Instrument	15229
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 POTTER RD AMSTERDAM NY 120108512, AMSTERDAM, NY 12010-8512

Mortgage

Document Number	0000015229
Date	Apr 9, 2019
Book Page	004904/000278
Instrument	15229

Lender

Name	FIRST NAT'L BK/SCOTIA
Type	Bank
Address	SCOTIA, NY 12302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 30, 2018
Property Address	245 POTTER RD, AMSTERDAM, NY 12010-8512
Document Number	0000018313
Book / Page	001986 / 000012
Instrument Date	Apr 20, 2018
Instrument	18313
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 EASTERN AVE CHARLTON NY 120192911, CHARLTON, NY 12019-2911

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,558.00 (+1.08%)
2025	$9,456.00	$245,000 (-) Land $35,000 Building $210,000	$445,455 (+23.64%) Land $63,636 Building $381,819
2023		$245,000 (-) Land $35,000 Building $210,000	$360,294 (+10.29%) Land $51,471 Building $308,823
2022		$245,000 Land $35,000 Building $210,000	$326,667 Land $46,667 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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