245 Pine Grove Dr, Andrews, NC 28901 Property Records

Cherokee County property record for 245 Pine Grove Dr, Andrews, NC 28901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1976
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Tax Bill	$1,044 (2025)
Deeds & Mortgages	May 2019 Sale Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556501483346000`

Property Details

APN / Parcel Number

Primary APN	`556501483346000`
Alternative APN	`49720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	33,541 sqft (0.769 acres)
Lot Dimensions	134 ft deep x 241 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49720
Street Address	245 PINE GROVE DR
City	ANDREWS
State	NC
Zip	28901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SEC 3 WALKER WOODS 1562/189
Legal Lot Number	6
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1044
Census Tract	930102

Owner

245 Pine Grove Dr is owned by an individual who acquired it in May 2019.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 909, ANDREWS, NC 28901-0909
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Warranty Deed, Transfer
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019
Deed Sale	May 3, 2019
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	01923
Deed Book / Page	01612 / 0566
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 3, 2019
Property Address	245 PINE GROVE DR, ANDREWS, NC 28901
Document Number	01612/0566
Book / Page	01612 / 0566
Instrument Date	May 3, 2019
Instrument	01923
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 232, ANDREWS, NC 28901-0232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 PINE GROVE DR, ANDREWS, NC 28901

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 8, 2017
Property Address	245 PINE GROVE DR, ANDREWS, NC 28901
Document Number	01562/0189
Book / Page	01562 / 0189
Instrument Date	May 30, 2017
Instrument	02453
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1250, ANDREWS, NC 28901-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232, ANDREWS, NC 28901-0232

Mortgage

Document Number	02454
Date	Jun 8, 2017
Instrument	02454

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 7, 2017
Property Address	245 PINE GROVE DR, ANDREWS, NC 28901
Document Number	01562/0189
Book / Page	01562 / 0189
Instrument Date	May 30, 2017
Instrument	02453
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1250, ANDREWS, NC 28901-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232, ANDREWS, NC 28901-0232

Mortgage

Document Number	02454
Date	Jun 7, 2017
Instrument	02454

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 245 Pine Grove Dr was $1,044.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00	$141,060	$141,060 Land $14,000 Building $127,060
2023		$141,060	$141,060 Land $14,000 Building $127,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Pine Grove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Pine Grove Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: AT&T, Frontier, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Grove Dr

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